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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIDELITY BANK OF FLORIDA, NA
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIDELITY BANK OF FLORIDA, NA |
| Address | 1380 N COURTENAY PKWY
MERRITT ISLAND, FL 32953 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 191 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $32,483,000 |
| Average Mortgage Loan Amount Applied For | $241,000 |
| Highest Mortgage Loan Amount Applied For | $3,000,000 |
| Average Applicant Income | $57,708 |
| Highest Applicant Income | $301,000 |
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| Home Improvement |
36 | $4,821,000 |
$133,000 | $1,000,000 |
$65,000 | $247,000 |
| Home Purchase |
109 | $18,539,000 |
$170,000 | $1,275,000 |
$68,000 | $301,000 |
| Refinancing |
46 | $9,123,000 |
$198,000 | $3,000,000 |
$54,000 | $163,000 |
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| American Indian or Alaskan Native |
1 | $100,000 |
$100,000 | $100,000 |
$27,000 | $27,000 |
| Asian |
10 | $1,624,000 |
$162,000 | $400,000 |
$80,000 | $216,000 |
| Black or African American |
6 | $1,145,000 |
$190,000 | $340,000 |
$101,000 | $192,000 |
| Hispanic |
10 | $1,982,000 |
$198,000 | $520,000 |
$94,000 | $211,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $355,000 |
$177,000 | $200,000 |
$48,000 | $50,000 |
| Not applicable |
30 | $9,749,000 |
$324,000 | $3,000,000 |
$0 | $0 |
| Not Provided |
37 | $6,718,000 |
$181,000 | $1,275,000 |
$85,000 | $216,000 |
| White |
95 | $10,810,000 |
$113,000 | $690,000 |
$70,000 | $301,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
191 | $32,483,000 |
$170,000 | $3,000,000 |
$64,000 | $301,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
19 | $2,479,000 |
$130,000 | $370,000 |
$56,000 | $216,000 |
| Application Denied By Financial Institution |
3 | $315,000 |
$105,000 | $145,000 |
$46,000 | $54,000 |
| Application Withdrawn By Applicant |
17 | $3,411,000 |
$200,000 | $1,275,000 |
$55,000 | $118,000 |
| File Closed For Incompleteness |
1 | $104,000 |
$104,000 | $104,000 |
$0 | $0 |
| Loan Originated |
147 | $25,774,000 |
$175,000 | $3,000,000 |
$69,000 | $301,000 |
| Loan Purchased By The Institution |
4 | $400,000 |
$100,000 | $130,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $35,000 |
$35,000 | $35,000 |
$37,000 | $37,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $280,000 |
$140,000 | $145,000 |
$51,000 | $54,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIDELITY BANK OF FLORIDA, NA by:
Metropolitan Area And
County
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