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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIDELITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIDELITY BANK |
| Address | 2525 KELL BLVD, SUITE 100
WICHITA FALLS, TX 76308 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 187 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,814,000 |
| Average Mortgage Loan Amount Applied For | $136,115 |
| Highest Mortgage Loan Amount Applied For | $750,000 |
| Average Applicant Income | $125,692 |
| Highest Applicant Income | $1,282,000 |
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| Home Improvement |
10 | $247,000 |
$24,000 | $80,000 |
$262,000 | $907,000 |
| Home Purchase |
144 | $16,169,000 |
$112,000 | $750,000 |
$97,000 | $1,139,000 |
| Refinancing |
33 | $3,398,000 |
$102,000 | $348,000 |
$108,000 | $1,282,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $1,250,000 |
$250,000 | $480,000 |
$164,000 | $480,000 |
| Black or African American |
2 | $248,000 |
$124,000 | $184,000 |
$62,000 | $101,000 |
| Hispanic |
19 | $1,490,000 |
$78,000 | $220,000 |
$141,000 | $698,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $512,000 |
$42,000 | $114,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
149 | $16,314,000 |
$109,000 | $750,000 |
$111,000 | $1,282,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
187 | $19,814,000 |
$105,000 | $750,000 |
$108,000 | $1,282,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
28 | $3,971,000 |
$141,000 | $480,000 |
$121,000 | $1,282,000 |
| Application Denied By Financial Institution |
28 | $2,029,000 |
$72,000 | $171,000 |
$187,000 | $907,000 |
| Application Withdrawn By Applicant |
5 | $432,000 |
$86,000 | $160,000 |
$185,000 | $610,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
126 | $13,382,000 |
$106,000 | $750,000 |
$85,000 | $1,139,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $542,000 |
$67,000 | $90,000 |
$49,000 | $159,000 |
| Debt-To-Income Ratio |
4 | $406,000 |
$101,000 | $150,000 |
$56,000 | $97,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIDELITY BANK by:
Metropolitan Area And
County
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