|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIDELITY BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIDELITY BANK |
| Address | 100 E ENGLISH
WICHITA, KS 67202 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,369 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $205,531,000 |
| Average Mortgage Loan Amount Applied For | $92,053 |
| Highest Mortgage Loan Amount Applied For | $8,250,000 |
| Average Applicant Income | $43,121 |
| Highest Applicant Income | $916,000 |
|
|
|
| Home Improvement |
552 | $22,110,000 |
$40,000 | $1,400,000 |
$18,000 | $178,000 |
| Home Purchase |
1,462 | $133,876,000 |
$91,000 | $8,250,000 |
$46,000 | $389,000 |
| Refinancing |
470 | $55,382,000 |
$117,000 | $3,400,000 |
$54,000 | $916,000 |
|
|
| American Indian or Alaskan Native |
23 | $1,909,000 |
$83,000 | $370,000 |
$52,000 | $130,000 |
| Asian |
34 | $2,429,000 |
$71,000 | $168,000 |
$56,000 | $275,000 |
| Black or African American |
96 | $7,337,000 |
$76,000 | $288,000 |
$53,000 | $176,000 |
| Hispanic |
61 | $4,463,000 |
$73,000 | $228,000 |
$50,000 | $245,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $63,000 |
$63,000 | $63,000 |
$50,000 | $50,000 |
| Not applicable |
657 | $72,985,000 |
$111,000 | $8,250,000 |
$0 | $300,000 |
| Not Provided |
100 | $4,974,000 |
$49,000 | $417,000 |
$56,000 | $201,000 |
| White |
1,512 | $117,208,000 |
$77,000 | $800,000 |
$56,000 | $916,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,059 | $171,203,000 |
$83,000 | $8,250,000 |
$42,000 | $916,000 |
| FHA-insured (Federal Housing Administration) |
361 | $32,397,000 |
$89,000 | $189,000 |
$36,000 | $156,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
64 | $7,768,000 |
$121,000 | $356,000 |
$53,000 | $130,000 |
|
|
| Application Approved But Not Accepted |
361 | $19,892,000 |
$55,000 | $282,000 |
$52,000 | $300,000 |
| Application Denied By Financial Institution |
209 | $14,498,000 |
$69,000 | $3,400,000 |
$47,000 | $240,000 |
| Application Withdrawn By Applicant |
58 | $15,075,000 |
$259,000 | $8,250,000 |
$53,000 | $187,000 |
| File Closed For Incompleteness |
26 | $2,704,000 |
$104,000 | $387,000 |
$69,000 | $200,000 |
| Loan Originated |
1,189 | $110,740,000 |
$93,000 | $2,250,000 |
$58,000 | $916,000 |
| Loan Purchased By The Institution |
641 | $48,459,000 |
$75,000 | $750,000 |
$0 | $300,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
26 | $2,482,000 |
$95,000 | $750,000 |
$54,000 | $140,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
123 | $4,087,000 |
$33,000 | $250,000 |
$44,000 | $167,000 |
| Debt-To-Income Ratio |
27 | $5,893,000 |
$218,000 | $3,400,000 |
$45,000 | $157,000 |
| Employment History |
5 | $383,000 |
$76,000 | $166,000 |
$42,000 | $63,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $351,000 |
$70,000 | $106,000 |
$51,000 | $111,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
14 | $818,000 |
$58,000 | $260,000 |
$44,000 | $129,000 |
| Unverifiable Information |
9 | $484,000 |
$53,000 | $86,000 |
$85,000 | $240,000 |
|
Mortgage Loan App Totals for FIDELITY BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
