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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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FIDELITY STATE BANK & TRUST CO
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIDELITY STATE BANK & TRUST CO |
| Address | 600 S KANSAS AVE
TOPEKA, KS 66603 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 26 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,163,000 |
| Average Mortgage Loan Amount Applied For | $77,666 |
| Highest Mortgage Loan Amount Applied For | $223,000 |
| Average Applicant Income | $61,333 |
| Highest Applicant Income | $138,000 |
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| Home Improvement |
10 | $332,000 |
$33,000 | $167,000 |
$61,000 | $109,000 |
| Home Purchase |
4 | $337,000 |
$84,000 | $175,000 |
$33,000 | $84,000 |
| Refinancing |
12 | $494,000 |
$41,000 | $223,000 |
$64,000 | $138,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $56,000 |
$28,000 | $31,000 |
$28,000 | $31,000 |
| Hispanic |
2 | $34,000 |
$17,000 | $20,000 |
$59,000 | $78,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $223,000 |
$223,000 | $223,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
21 | $850,000 |
$40,000 | $175,000 |
$64,000 | $138,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
26 | $1,163,000 |
$44,000 | $223,000 |
$58,000 | $138,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $175,000 |
$175,000 | $175,000 |
$84,000 | $84,000 |
| Application Denied By Financial Institution |
9 | $433,000 |
$48,000 | $167,000 |
$44,000 | $101,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
16 | $555,000 |
$34,000 | $223,000 |
$64,000 | $138,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $24,000 |
$12,000 | $14,000 |
$46,000 | $52,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIDELITY STATE BANK & TRUST CO by:
Metropolitan Area And
County
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