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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIDELITY & TRUST BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIDELITY & TRUST BANK |
| Address | 1720 EYE STREET NW SUITE 510
WASHINGTON, DC 20006 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 52 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $54,476,000 |
| Average Mortgage Loan Amount Applied For | $1,214,375 |
| Highest Mortgage Loan Amount Applied For | $10,000,000 |
| Average Applicant Income | $103,875 |
| Highest Applicant Income | $3,490,000 |
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| Home Improvement |
16 | $10,772,000 |
$673,000 | $2,700,000 |
$150,000 | $1,898,000 |
| Home Purchase |
24 | $33,359,000 |
$1,389,000 | $10,000,000 |
$112,000 | $1,898,000 |
| Refinancing |
12 | $10,345,000 |
$862,000 | $5,300,000 |
$305,000 | $3,490,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
7 | $3,515,000 |
$502,000 | $1,705,000 |
$644,000 | $1,898,000 |
| Hispanic |
1 | $196,000 |
$196,000 | $196,000 |
$109,000 | $109,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
40 | $44,483,000 |
$1,112,000 | $10,000,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
4 | $6,282,000 |
$1,570,000 | $5,300,000 |
$1,042,000 | $3,490,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
52 | $54,476,000 |
$1,047,000 | $10,000,000 |
$168,000 | $3,490,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
4 | $797,000 |
$199,000 | $320,000 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
48 | $53,679,000 |
$1,118,000 | $10,000,000 |
$183,000 | $3,490,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIDELITY & TRUST BANK by:
Metropolitan Area And
County
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