|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIFTH DISTRICT SAVINGS & LOAN
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIFTH DISTRICT SAVINGS & LOAN |
| Address | 4000 GENERAL DEGAULLE DRIVE
NEW ORLEANS, LA 70114 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 356 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $58,602,000 |
| Average Mortgage Loan Amount Applied For | $145,300 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $96,700 |
| Highest Applicant Income | $548,000 |
|
|
|
| Home Improvement |
7 | $695,000 |
$99,000 | $180,000 |
$76,000 | $100,000 |
| Home Purchase |
254 | $44,822,000 |
$176,000 | $600,000 |
$97,000 | $468,000 |
| Refinancing |
95 | $13,085,000 |
$137,000 | $450,000 |
$86,000 | $548,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
16 | $2,786,000 |
$174,000 | $375,000 |
$75,000 | $157,000 |
| Black or African American |
22 | $4,393,000 |
$199,000 | $450,000 |
$108,000 | $316,000 |
| Hispanic |
8 | $952,000 |
$119,000 | $247,000 |
$55,000 | $126,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $380,000 |
$95,000 | $120,000 |
$66,000 | $87,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $220,000 |
$220,000 | $220,000 |
$41,000 | $41,000 |
| White |
305 | $49,871,000 |
$163,000 | $600,000 |
$95,000 | $548,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
356 | $58,602,000 |
$164,000 | $600,000 |
$94,000 | $548,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
17 | $3,141,000 |
$184,000 | $499,000 |
$119,000 | $227,000 |
| Application Denied By Financial Institution |
8 | $1,571,000 |
$196,000 | $500,000 |
$57,000 | $181,000 |
| Application Withdrawn By Applicant |
17 | $2,990,000 |
$175,000 | $450,000 |
$83,000 | $170,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
314 | $50,900,000 |
$162,000 | $600,000 |
$94,000 | $548,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $500,000 |
$500,000 | $500,000 |
$181,000 | $181,000 |
| Debt-To-Income Ratio |
4 | $703,000 |
$175,000 | $220,000 |
$35,000 | $53,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
2 | $298,000 |
$149,000 | $203,000 |
$41,000 | $52,000 |
| Other |
1 | $70,000 |
$70,000 | $70,000 |
$51,000 | $51,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIFTH DISTRICT SAVINGS & LOAN by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
