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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIREFIGHTERS CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIREFIGHTERS CREDIT UNION |
| Address | 525 5TH AVE S
LA CROSSE, WI 54601 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 130 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,046,000 |
| Average Mortgage Loan Amount Applied For | $76,428 |
| Highest Mortgage Loan Amount Applied For | $425,000 |
| Average Applicant Income | $56,714 |
| Highest Applicant Income | $188,000 |
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| Home Improvement |
29 | $769,000 |
$26,000 | $94,000 |
$65,000 | $129,000 |
| Home Purchase |
54 | $6,519,000 |
$120,000 | $425,000 |
$52,000 | $152,000 |
| Refinancing |
72 | $4,009,000 |
$55,000 | $205,000 |
$65,000 | $188,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $19,000 |
$19,000 | $19,000 |
$62,000 | $62,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $62,000 |
$62,000 | $62,000 |
$25,000 | $25,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $152,000 |
$152,000 | $152,000 |
$121,000 | $121,000 |
| Not Provided |
3 | $154,000 |
$51,000 | $76,000 |
$43,000 | $60,000 |
| White |
149 | $10,910,000 |
$73,000 | $425,000 |
$61,000 | $188,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
155 | $11,297,000 |
$72,000 | $425,000 |
$60,000 | $188,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $437,000 |
$109,000 | $130,000 |
$41,000 | $46,000 |
| Application Denied By Financial Institution |
5 | $471,000 |
$94,000 | $124,000 |
$31,000 | $41,000 |
| Application Withdrawn By Applicant |
5 | $575,000 |
$115,000 | $180,000 |
$49,000 | $74,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
119 | $6,916,000 |
$58,000 | $425,000 |
$64,000 | $188,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
22 | $2,898,000 |
$131,000 | $305,000 |
$51,000 | $87,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $117,000 |
$117,000 | $117,000 |
$40,000 | $40,000 |
| Debt-To-Income Ratio |
3 | $230,000 |
$76,000 | $108,000 |
$26,000 | $27,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $124,000 |
$124,000 | $124,000 |
$41,000 | $41,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIREFIGHTERS CREDIT UNION by:
Metropolitan Area And
County
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