|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST BANK FINANCIAL CENTRE
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST BANK FINANCIAL CENTRE |
| Address | 155 W. WISCONSIN AVE
OCONOMOWOC, WI 53066 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 261 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $54,045,000 |
| Average Mortgage Loan Amount Applied For | $278,777 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $143,388 |
| Highest Applicant Income | $1,700,000 |
|
|
|
| Home Improvement |
38 | $4,168,000 |
$109,000 | $835,000 |
$72,000 | $338,000 |
| Home Purchase |
115 | $31,039,000 |
$269,000 | $2,000,000 |
$102,000 | $1,700,000 |
| Refinancing |
108 | $18,838,000 |
$174,000 | $1,272,000 |
$82,000 | $420,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $1,352,000 |
$450,000 | $865,000 |
$107,000 | $130,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $94,000 |
$47,000 | $84,000 |
$111,000 | $183,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
30 | $9,051,000 |
$301,000 | $2,000,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
226 | $43,548,000 |
$192,000 | $1,280,000 |
$101,000 | $1,700,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
261 | $54,045,000 |
$207,000 | $2,000,000 |
$90,000 | $1,700,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
4 | $2,036,000 |
$509,000 | $1,280,000 |
$95,000 | $131,000 |
| Application Denied By Financial Institution |
11 | $1,729,000 |
$157,000 | $288,000 |
$85,000 | $154,000 |
| Application Withdrawn By Applicant |
2 | $1,800,000 |
$900,000 | $935,000 |
$65,000 | $130,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
244 | $48,480,000 |
$198,000 | $2,000,000 |
$90,000 | $1,700,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
3 | $476,000 |
$158,000 | $228,000 |
$121,000 | $154,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $886,000 |
$177,000 | $288,000 |
$94,000 | $119,000 |
| Debt-To-Income Ratio |
2 | $312,000 |
$156,000 | $175,000 |
$50,000 | $71,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $55,000 |
$55,000 | $55,000 |
$2,000 | $2,000 |
|
Mortgage Loan App Totals for FIRST BANK FINANCIAL CENTRE by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
