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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST BANK OF DALTON
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST BANK OF DALTON |
| Address | 118 NORTH HAMILTON STREET
DALTON, GA 30755 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 186 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,312,000 |
| Average Mortgage Loan Amount Applied For | $69,500 |
| Highest Mortgage Loan Amount Applied For | $2,100,000 |
| Average Applicant Income | $69,500 |
| Highest Applicant Income | $919,000 |
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| Home Improvement |
38 | $1,894,000 |
$49,000 | $335,000 |
$78,000 | $685,000 |
| Home Purchase |
61 | $7,385,000 |
$121,000 | $425,000 |
$104,000 | $919,000 |
| Refinancing |
114 | $13,482,000 |
$118,000 | $2,100,000 |
$128,000 | $919,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $124,000 |
$124,000 | $124,000 |
$55,000 | $55,000 |
| Black or African American |
1 | $120,000 |
$120,000 | $120,000 |
$28,000 | $28,000 |
| Hispanic |
23 | $2,334,000 |
$101,000 | $212,000 |
$40,000 | $78,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
21 | $2,712,000 |
$129,000 | $465,000 |
$241,000 | $919,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
167 | $17,471,000 |
$104,000 | $2,100,000 |
$107,000 | $685,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
213 | $22,761,000 |
$106,000 | $2,100,000 |
$112,000 | $919,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
37 | $3,333,000 |
$90,000 | $240,000 |
$46,000 | $118,000 |
| Application Withdrawn By Applicant |
18 | $2,576,000 |
$143,000 | $248,000 |
$59,000 | $120,000 |
| File Closed For Incompleteness |
25 | $3,447,000 |
$137,000 | $400,000 |
$63,000 | $223,000 |
| Loan Originated |
133 | $13,405,000 |
$100,000 | $2,100,000 |
$148,000 | $919,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST BANK OF DALTON by:
Metropolitan Area And
County
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