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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST BANK OF OHIO
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST BANK OF OHIO |
| Address | 320 FRONT STREET
MARIETTA, OH 45750 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 10 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,201,000 |
| Average Mortgage Loan Amount Applied For | $117,750 |
| Highest Mortgage Loan Amount Applied For | $212,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $196,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
6 | $617,000 |
$94,000 | $150,000 |
$30,000 | $55,000 |
| Refinancing |
4 | $584,000 |
$146,000 | $212,000 |
$78,000 | $196,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $74,000 |
$74,000 | $74,000 |
$24,000 | $24,000 |
| Hispanic |
3 | $431,000 |
$143,000 | $212,000 |
$93,000 | $196,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $298,000 |
$149,000 | $150,000 |
$34,000 | $55,000 |
| White |
4 | $398,000 |
$99,500 | $174,000 |
$32,000 | $59,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
10 | $1,201,000 |
$100,500 | $212,000 |
$41,000 | $196,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $398,000 |
$132,000 | $174,000 |
$31,000 | $55,000 |
| Application Withdrawn By Applicant |
3 | $344,000 |
$113,500 | $148,000 |
$40,000 | $59,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
4 | $459,000 |
$85,500 | $212,000 |
$51,500 | $196,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $224,000 |
$112,000 | $150,000 |
$39,000 | $55,000 |
| Debt-To-Income Ratio |
1 | $174,000 |
$174,000 | $174,000 |
$16,000 | $16,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST BANK OF OHIO by:
Metropolitan Area And
County
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