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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST BRADENTON BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST BRADENTON BANK |
| Address | 5305 26TH ST W
BRADENTON, FL 34207 |
| Agency | Federal Reserve System (FRS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 82 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,130,000 |
| Average Mortgage Loan Amount Applied For | $167,000 |
| Highest Mortgage Loan Amount Applied For | $425,000 |
| Average Applicant Income | $157,333 |
| Highest Applicant Income | $381,000 |
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| Home Improvement (one-to-four family) |
1 | $20,000 |
$20,000 | $20,000 |
$102,000 | $102,000 |
| Home Purchase (one-to-four family) |
67 | $3,146,000 |
$48,000 | $330,000 |
$45,500 | $381,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
15 | $1,014,000 |
$67,000 | $425,000 |
$85,000 | $369,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
2 | $114,000 |
$57,000 | $85,000 |
$63,000 | $80,000 |
| Hispanic |
1 | $32,000 |
$32,000 | $32,000 |
$29,000 | $29,000 |
| Information not provided by applicant in mail or telephone application |
3 | $103,000 |
$38,000 | $50,000 |
$41,500 | $73,000 |
| Not applicable |
6 | $605,000 |
$100,000 | $135,000 |
$160,000 | $381,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
71 | $3,326,000 |
$46,000 | $425,000 |
$70,000 | $369,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
83 | $4,180,000 |
$50,000 | $425,000 |
$50,000 | $381,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $334,000 |
$41,000 | $59,000 |
$40,000 | $89,000 |
| Application Denied By Financial Institution |
10 | $215,000 |
$21,000 | $38,000 |
$39,000 | $73,000 |
| Application Withdrawn By Applicant |
3 | $93,000 |
$31,000 | $50,000 |
$35,000 | $48,000 |
| File Closed For Incompleteness |
1 | $50,000 |
$50,000 | $50,000 |
$24,000 | $24,000 |
| Loan Originated |
61 | $3,488,000 |
$57,000 | $425,000 |
$103,000 | $381,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $122,000 |
$17,000 | $38,000 |
$42,000 | $73,000 |
| Debt-To-Income Ratio |
2 | $61,000 |
$30,000 | $37,000 |
$18,000 | $26,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $32,000 |
$32,000 | $32,000 |
$50,000 | $50,000 |
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Mortgage Loan App Totals for FIRST BRADENTON BANK by:
Metropolitan Area And
County
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