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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST BRISTOL FEDERAL CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST BRISTOL FEDERAL CU |
| Address | 25 NORTH STREET
BRISTOL, CT 06010 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 102 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,150,000 |
| Average Mortgage Loan Amount Applied For | $91,500 |
| Highest Mortgage Loan Amount Applied For | $318,000 |
| Average Applicant Income | $90,500 |
| Highest Applicant Income | $177,000 |
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| Home Improvement |
61 | $1,828,000 |
$29,000 | $100,000 |
$84,000 | $177,000 |
| Home Purchase |
12 | $2,418,000 |
$201,000 | $318,000 |
$84,000 | $144,000 |
| Refinancing |
29 | $1,904,000 |
$65,000 | $200,000 |
$70,000 | $142,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
3 | $170,000 |
$56,000 | $78,000 |
$81,000 | $140,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
99 | $5,980,000 |
$60,000 | $318,000 |
$80,000 | $177,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
102 | $6,150,000 |
$60,000 | $318,000 |
$80,000 | $177,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $252,000 |
$36,000 | $100,000 |
$43,000 | $109,000 |
| Application Withdrawn By Applicant |
2 | $101,000 |
$50,000 | $76,000 |
$60,000 | $66,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
93 | $5,797,000 |
$62,000 | $318,000 |
$83,000 | $177,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $81,000 |
$27,000 | $40,000 |
$63,000 | $109,000 |
| Debt-To-Income Ratio |
4 | $171,000 |
$42,000 | $100,000 |
$29,000 | $46,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST BRISTOL FEDERAL CU by:
Metropolitan Area And
County
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