|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST BUSINESS BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST BUSINESS BANK |
| Address | 401 CHARMANY DRIVE
MADISON, WI 53719 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 37 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,293,000 |
| Average Mortgage Loan Amount Applied For | $434,444 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $312,888 |
| Highest Applicant Income | $1,429,000 |
|
|
|
| Home Improvement |
1 | $775,000 |
$775,000 | $775,000 |
$131,000 | $131,000 |
| Home Purchase |
16 | $6,770,000 |
$423,000 | $1,960,000 |
$98,000 | $1,239,000 |
| Refinancing |
20 | $6,748,000 |
$337,000 | $2,000,000 |
$187,000 | $1,429,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
3 | $878,000 |
$292,000 | $544,000 |
$61,000 | $161,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
17 | $6,130,000 |
$360,000 | $2,000,000 |
$0 | $0 |
| Not Provided |
1 | $880,000 |
$880,000 | $880,000 |
$39,000 | $39,000 |
| White |
16 | $6,405,000 |
$400,000 | $1,960,000 |
$326,000 | $1,429,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
37 | $14,293,000 |
$386,000 | $2,000,000 |
$147,000 | $1,429,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $100,000 |
$100,000 | $100,000 |
$271,000 | $271,000 |
| Application Denied By Financial Institution |
2 | $1,230,000 |
$615,000 | $880,000 |
$19,000 | $39,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
34 | $12,963,000 |
$381,000 | $2,000,000 |
$151,000 | $1,429,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $350,000 |
$350,000 | $350,000 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $880,000 |
$880,000 | $880,000 |
$39,000 | $39,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST BUSINESS BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
