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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST CALIFORNIA MORTGAGE CO.
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST CALIFORNIA MORTGAGE CO. |
| Address | 5401 OLD REDWOOD HWY., N. SUITE 208
PETALUMA, CA 94954 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 4,641 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,791,047,000 |
| Average Mortgage Loan Amount Applied For | $312,454 |
| Highest Mortgage Loan Amount Applied For | $2,940,000 |
| Average Applicant Income | $142,200 |
| Highest Applicant Income | $2,127,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
2,098 | $710,095,000 |
$338,000 | $3,500,000 |
$163,000 | $1,615,000 |
| Refinancing |
2,630 | $1,118,102,000 |
$425,000 | $2,925,000 |
$172,000 | $2,127,000 |
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| American Indian or Alaskan Native |
11 | $4,097,000 |
$372,000 | $1,168,000 |
$103,000 | $248,000 |
| Asian |
878 | $427,906,000 |
$487,000 | $3,500,000 |
$198,000 | $1,907,000 |
| Black or African American |
139 | $47,072,000 |
$338,000 | $1,070,000 |
$170,000 | $612,000 |
| Hispanic |
1,139 | $351,483,000 |
$308,000 | $2,000,000 |
$131,000 | $723,000 |
| Native Hawaiin or Other Pacific Islander |
57 | $20,214,000 |
$354,000 | $897,000 |
$176,000 | $432,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
615 | $221,076,000 |
$359,000 | $1,960,000 |
$161,000 | $2,127,000 |
| White |
1,889 | $756,349,000 |
$400,000 | $2,940,000 |
$179,000 | $1,615,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,728 | $1,828,197,000 |
$386,000 | $3,500,000 |
$168,000 | $2,127,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1,068 | $431,602,000 |
$404,000 | $2,925,000 |
$165,000 | $924,000 |
| Application Denied By Financial Institution |
889 | $329,601,000 |
$370,000 | $3,500,000 |
$190,000 | $2,127,000 |
| Application Withdrawn By Applicant |
35 | $12,434,000 |
$355,000 | $1,065,000 |
$204,000 | $1,089,000 |
| File Closed For Incompleteness |
39 | $17,107,000 |
$438,000 | $1,500,000 |
$248,000 | $906,000 |
| Loan Originated |
2,697 | $1,037,453,000 |
$384,000 | $2,940,000 |
$160,000 | $1,615,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
94 | $34,686,000 |
$369,000 | $1,500,000 |
$179,000 | $972,000 |
| Credit Application Incomplete |
16 | $5,983,000 |
$373,000 | $956,000 |
$212,000 | $722,000 |
| Credit History |
251 | $85,033,000 |
$338,000 | $1,425,000 |
$164,000 | $996,000 |
| Debt-To-Income Ratio |
107 | $43,397,000 |
$405,000 | $2,000,000 |
$164,000 | $594,000 |
| Employment History |
32 | $9,809,000 |
$306,000 | $732,000 |
$143,000 | $432,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
15 | $7,860,000 |
$524,000 | $3,500,000 |
$411,000 | $2,127,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
238 | $95,718,000 |
$402,000 | $1,950,000 |
$218,000 | $1,907,000 |
| Unverifiable Information |
88 | $33,151,000 |
$376,000 | $2,380,000 |
$227,000 | $1,428,000 |
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Mortgage Loan App Totals for FIRST CALIFORNIA MORTGAGE CO. by:
Metropolitan Area And
County
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