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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST CAPITAL BANK OF KENTUCKY
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST CAPITAL BANK OF KENTUCKY |
| Address | 293 NORTH HUBBARDS LANE
LOUISVILLE, KY 40207 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 225 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $36,266,000 |
| Average Mortgage Loan Amount Applied For | $190,500 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $97,500 |
| Highest Applicant Income | $1,313,000 |
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| Home Improvement |
7 | $248,000 |
$35,000 | $98,000 |
$38,000 | $108,000 |
| Home Purchase |
112 | $18,603,000 |
$166,000 | $2,000,000 |
$71,000 | $425,000 |
| Refinancing |
106 | $17,415,000 |
$164,000 | $708,000 |
$98,000 | $1,313,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $112,000 |
$112,000 | $112,000 |
$0 | $0 |
| Black or African American |
13 | $1,618,000 |
$124,000 | $308,000 |
$61,000 | $268,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $31,000 |
$31,000 | $31,000 |
$58,000 | $58,000 |
| Not applicable |
42 | $8,290,000 |
$197,000 | $2,000,000 |
$67,000 | $1,313,000 |
| Not Provided |
2 | $197,000 |
$98,000 | $185,000 |
$110,000 | $113,000 |
| White |
166 | $26,018,000 |
$156,000 | $708,000 |
$89,000 | $722,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
215 | $35,153,000 |
$163,000 | $2,000,000 |
$84,000 | $1,313,000 |
| FHA-insured (Federal Housing Administration) |
8 | $888,000 |
$111,000 | $158,000 |
$50,000 | $87,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $95,000 |
$95,000 | $95,000 |
$28,000 | $28,000 |
| VA-guaranteed (Veterans Administration) |
1 | $130,000 |
$130,000 | $130,000 |
$52,000 | $52,000 |
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| Application Approved But Not Accepted |
2 | $1,002,000 |
$501,000 | $679,000 |
$99,000 | $199,000 |
| Application Denied By Financial Institution |
21 | $2,559,000 |
$121,000 | $650,000 |
$58,000 | $425,000 |
| Application Withdrawn By Applicant |
27 | $6,341,000 |
$234,000 | $2,000,000 |
$75,000 | $210,000 |
| File Closed For Incompleteness |
10 | $1,785,000 |
$178,000 | $708,000 |
$108,000 | $369,000 |
| Loan Originated |
165 | $24,579,000 |
$148,000 | $674,000 |
$86,000 | $1,313,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST CAPITAL BANK OF KENTUCKY by:
Metropolitan Area And
County
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