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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST CAPITAL GROUP
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST CAPITAL GROUP |
| Address | 2405 MCCABE WAY, #213
IRVINE, CA 92614 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 5,729 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,336,364,000 |
| Average Mortgage Loan Amount Applied For | $365,000 |
| Highest Mortgage Loan Amount Applied For | $12,500,000 |
| Average Applicant Income | $246,703 |
| Highest Applicant Income | $7,014,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
3,707 | $1,501,017,000 |
$404,000 | $12,000,000 |
$201,000 | $7,014,000 |
| Refinancing |
2,233 | $912,745,000 |
$408,000 | $12,500,000 |
$186,000 | $4,200,000 |
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| American Indian or Alaskan Native |
15 | $4,481,000 |
$298,000 | $893,000 |
$178,000 | $738,000 |
| Asian |
246 | $100,230,000 |
$407,000 | $12,000,000 |
$179,000 | $3,840,000 |
| Black or African American |
173 | $52,274,000 |
$302,000 | $1,500,000 |
$118,000 | $540,000 |
| Hispanic |
938 | $268,019,000 |
$285,000 | $1,853,000 |
$116,000 | $780,000 |
| Native Hawaiin or Other Pacific Islander |
41 | $12,570,000 |
$306,000 | $1,043,000 |
$131,000 | $354,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1,010 | $458,436,000 |
$453,000 | $12,500,000 |
$231,000 | $4,583,000 |
| White |
3,517 | $1,517,752,000 |
$431,000 | $11,250,000 |
$212,000 | $7,014,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
5,926 | $2,406,402,000 |
$406,000 | $12,500,000 |
$195,000 | $7,014,000 |
| FHA-insured (Federal Housing Administration) |
1 | $294,000 |
$294,000 | $294,000 |
$91,000 | $91,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
9 | $5,970,000 |
$663,000 | $2,625,000 |
$434,000 | $1,124,000 |
| VA-guaranteed (Veterans Administration) |
4 | $1,096,000 |
$274,000 | $521,000 |
$87,000 | $165,000 |
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| Application Approved But Not Accepted |
216 | $99,688,000 |
$461,000 | $12,000,000 |
$228,000 | $3,840,000 |
| Application Denied By Financial Institution |
27 | $12,135,000 |
$449,000 | $2,175,000 |
$119,000 | $381,000 |
| Application Withdrawn By Applicant |
877 | $425,525,000 |
$485,000 | $11,250,000 |
$204,000 | $4,583,000 |
| File Closed For Incompleteness |
117 | $82,052,000 |
$701,000 | $12,500,000 |
$297,000 | $4,200,000 |
| Loan Originated |
4,703 | $1,794,362,000 |
$381,000 | $9,700,000 |
$190,000 | $7,014,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $300,000 |
$300,000 | $300,000 |
$131,000 | $131,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST CAPITAL GROUP by:
Metropolitan Area And
County
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