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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST CENTRAL SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST CENTRAL SAVINGS BANK |
| Address | 70 GLEN STREET
GLEN COVE, NY 11542 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 73 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $39,707,000 |
| Average Mortgage Loan Amount Applied For | $621,578 |
| Highest Mortgage Loan Amount Applied For | $2,650,000 |
| Average Applicant Income | $231,315 |
| Highest Applicant Income | $1,227,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
37 | $16,179,000 |
$437,000 | $2,650,000 |
$209,000 | $600,000 |
| Refinancing |
36 | $23,528,000 |
$653,000 | $1,700,000 |
$178,000 | $1,227,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $160,000 |
$160,000 | $160,000 |
$90,000 | $90,000 |
| Black or African American |
5 | $2,699,000 |
$539,000 | $938,000 |
$73,000 | $240,000 |
| Hispanic |
5 | $1,215,000 |
$243,000 | $369,000 |
$168,000 | $300,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
19 | $15,694,000 |
$826,000 | $2,650,000 |
$0 | $0 |
| Not Provided |
5 | $2,809,000 |
$561,000 | $900,000 |
$40,000 | $204,000 |
| White |
38 | $17,130,000 |
$450,000 | $1,875,000 |
$333,000 | $1,227,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
69 | $39,400,000 |
$571,000 | $2,650,000 |
$191,000 | $1,227,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
4 | $307,000 |
$76,000 | $97,000 |
$240,000 | $240,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
73 | $39,707,000 |
$543,000 | $2,650,000 |
$194,000 | $1,227,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST CENTRAL SAVINGS BANK by:
Metropolitan Area And
County
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