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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST CHATHAM BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST CHATHAM BANK |
| Address | P.O. BOX 11167
SAVANNAH, GA 31412 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 62 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,244,000 |
| Average Mortgage Loan Amount Applied For | $409,714 |
| Highest Mortgage Loan Amount Applied For | $1,700,000 |
| Average Applicant Income | $178,857 |
| Highest Applicant Income | $2,611,000 |
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| Home Improvement |
4 | $669,000 |
$167,000 | $250,000 |
$374,000 | $1,092,000 |
| Home Purchase |
31 | $7,248,000 |
$233,000 | $1,344,000 |
$161,000 | $1,686,000 |
| Refinancing |
27 | $8,327,000 |
$308,000 | $1,700,000 |
$214,000 | $2,611,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $15,000 |
$15,000 | $15,000 |
$15,000 | $15,000 |
| Hispanic |
1 | $165,000 |
$165,000 | $165,000 |
$496,000 | $496,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
21 | $6,186,000 |
$294,000 | $1,344,000 |
$0 | $0 |
| Not Provided |
4 | $499,000 |
$124,000 | $190,000 |
$120,000 | $170,000 |
| White |
35 | $9,379,000 |
$267,000 | $1,700,000 |
$323,000 | $2,611,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
62 | $16,244,000 |
$262,000 | $1,700,000 |
$198,000 | $2,611,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $138,000 |
$138,000 | $138,000 |
$179,000 | $179,000 |
| Application Denied By Financial Institution |
2 | $247,000 |
$123,000 | $190,000 |
$80,000 | $104,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
59 | $15,859,000 |
$268,000 | $1,700,000 |
$202,000 | $2,611,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $57,000 |
$57,000 | $57,000 |
$56,000 | $56,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST CHATHAM BANK by:
Metropolitan Area And
County
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