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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST COAST COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST COAST COMMUNITY BANK |
| Address | 1750 S 14TH STREET
FERNANDINA BEACH, FL 32034 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 31 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,676,000 |
| Average Mortgage Loan Amount Applied For | $314,500 |
| Highest Mortgage Loan Amount Applied For | $731,000 |
| Average Applicant Income | $242,500 |
| Highest Applicant Income | $400,000 |
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| Home Improvement |
8 | $270,000 |
$33,000 | $100,000 |
$91,000 | $340,000 |
| Home Purchase |
17 | $3,114,000 |
$183,000 | $731,000 |
$115,000 | $400,000 |
| Refinancing |
6 | $292,000 |
$48,000 | $124,000 |
$46,000 | $62,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $262,000 |
$131,000 | $136,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
29 | $3,414,000 |
$117,000 | $731,000 |
$102,000 | $400,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
31 | $3,676,000 |
$118,000 | $731,000 |
$96,000 | $400,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $1,081,000 |
$270,000 | $731,000 |
$136,000 | $400,000 |
| Application Denied By Financial Institution |
6 | $352,000 |
$58,000 | $250,000 |
$59,000 | $136,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
21 | $2,243,000 |
$106,000 | $524,000 |
$98,000 | $400,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $349,000 |
$69,000 | $250,000 |
$59,000 | $136,000 |
| Debt-To-Income Ratio |
1 | $3,000 |
$3,000 | $3,000 |
$60,000 | $60,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST COAST COMMUNITY BANK by:
Metropolitan Area And
County
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