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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST COLEBROOK BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST COLEBROOK BANK |
| Address | 132 MAIN STREET
COLEBROOK, NH 03576 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 271 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $23,322,000 |
| Average Mortgage Loan Amount Applied For | $104,000 |
| Highest Mortgage Loan Amount Applied For | $847,000 |
| Average Applicant Income | $57,307 |
| Highest Applicant Income | $410,000 |
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| Home Improvement |
94 | $4,428,000 |
$47,000 | $847,000 |
$50,000 | $151,000 |
| Home Purchase |
143 | $14,980,000 |
$104,000 | $450,000 |
$59,000 | $263,000 |
| Refinancing |
54 | $4,944,000 |
$91,000 | $300,000 |
$68,000 | $410,000 |
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| American Indian or Alaskan Native |
1 | $4,000 |
$4,000 | $4,000 |
$47,000 | $47,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $325,000 |
$325,000 | $325,000 |
$103,000 | $103,000 |
| Hispanic |
2 | $104,000 |
$52,000 | $60,000 |
$20,000 | $23,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $3,237,000 |
$269,000 | $847,000 |
$68,000 | $158,000 |
| Not Provided |
14 | $943,000 |
$67,000 | $219,000 |
$60,000 | $127,000 |
| White |
261 | $19,739,000 |
$75,000 | $400,000 |
$57,000 | $410,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
291 | $24,352,000 |
$83,000 | $847,000 |
$58,000 | $410,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
19 | $2,249,000 |
$118,000 | $375,000 |
$82,000 | $245,000 |
| Application Denied By Financial Institution |
81 | $5,081,000 |
$62,000 | $260,000 |
$48,000 | $243,000 |
| Application Withdrawn By Applicant |
5 | $349,000 |
$69,000 | $156,000 |
$41,000 | $62,000 |
| File Closed For Incompleteness |
2 | $120,000 |
$60,000 | $85,000 |
$0 | $0 |
| Loan Originated |
174 | $16,032,000 |
$92,000 | $847,000 |
$62,000 | $410,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
5 | $394,000 |
$78,000 | $153,000 |
$38,000 | $57,000 |
| Preapproval Denied by Financial Institution |
5 | $127,000 |
$25,000 | $45,000 |
$23,000 | $32,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST COLEBROOK BANK by:
Metropolitan Area And
County
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