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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST COMMUNITY BANK |
| Address | 4300 EAST BROAD STREET
COLUMBUS, OH 43213 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 85 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,063,000 |
| Average Mortgage Loan Amount Applied For | $370,769 |
| Highest Mortgage Loan Amount Applied For | $1,750,000 |
| Average Applicant Income | $42,615 |
| Highest Applicant Income | $965,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
60 | $17,710,000 |
$295,000 | $1,750,000 |
$87,000 | $965,000 |
| Refinancing |
25 | $7,353,000 |
$294,000 | $1,330,000 |
$76,000 | $264,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $438,000 |
$146,000 | $208,000 |
$62,000 | $102,000 |
| Hispanic |
1 | $30,000 |
$30,000 | $30,000 |
$19,000 | $19,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $205,000 |
$205,000 | $205,000 |
$64,000 | $64,000 |
| Not applicable |
38 | $10,838,000 |
$285,000 | $1,500,000 |
$55,000 | $264,000 |
| Not Provided |
25 | $9,796,000 |
$391,000 | $1,750,000 |
$110,000 | $814,000 |
| White |
17 | $3,756,000 |
$220,000 | $720,000 |
$118,000 | $965,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
85 | $25,063,000 |
$294,000 | $1,750,000 |
$84,000 | $965,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $977,000 |
$244,000 | $500,000 |
$35,000 | $86,000 |
| Application Denied By Financial Institution |
1 | $54,000 |
$54,000 | $54,000 |
$95,000 | $95,000 |
| Application Withdrawn By Applicant |
20 | $5,558,000 |
$277,000 | $1,330,000 |
$92,000 | $965,000 |
| File Closed For Incompleteness |
28 | $12,141,000 |
$433,000 | $1,750,000 |
$105,000 | $814,000 |
| Loan Originated |
32 | $6,333,000 |
$197,000 | $703,000 |
$65,000 | $264,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $54,000 |
$54,000 | $54,000 |
$95,000 | $95,000 |
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Mortgage Loan App Totals for FIRST COMMUNITY BANK by:
Metropolitan Area And
County
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