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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST COMMUNITY BANK |
| Address | 1300 N. 78TH ST.
KANSAS CITY, KS 66112 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 130 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,249,000 |
| Average Mortgage Loan Amount Applied For | $156,416 |
| Highest Mortgage Loan Amount Applied For | $1,266,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $685,000 |
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| Home Improvement |
16 | $1,608,000 |
$100,000 | $446,000 |
$71,000 | $156,000 |
| Home Purchase |
36 | $3,457,000 |
$96,000 | $405,000 |
$66,000 | $593,000 |
| Refinancing |
82 | $10,477,000 |
$127,000 | $1,266,000 |
$51,000 | $685,000 |
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| American Indian or Alaskan Native |
2 | $148,000 |
$74,000 | $96,000 |
$46,000 | $60,000 |
| Asian |
1 | $315,000 |
$315,000 | $315,000 |
$160,000 | $160,000 |
| Black or African American |
4 | $306,000 |
$76,000 | $174,000 |
$71,000 | $74,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
43 | $6,719,000 |
$156,000 | $1,266,000 |
$2,000 | $96,000 |
| Not Provided |
2 | $95,000 |
$47,000 | $50,000 |
$119,000 | $131,000 |
| White |
82 | $7,959,000 |
$97,000 | $446,000 |
$84,000 | $685,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
134 | $15,542,000 |
$115,000 | $1,266,000 |
$58,000 | $685,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $98,000 |
$49,000 | $58,000 |
$16,000 | $25,000 |
| Application Withdrawn By Applicant |
2 | $350,000 |
$175,000 | $295,000 |
$60,000 | $120,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
130 | $15,094,000 |
$116,000 | $1,266,000 |
$58,000 | $685,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $40,000 |
$40,000 | $40,000 |
$25,000 | $25,000 |
| Debt-To-Income Ratio |
1 | $58,000 |
$58,000 | $58,000 |
$7,000 | $7,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST COMMUNITY BANK by:
Metropolitan Area And
County
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