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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST COMMUNITY BANK |
| Address | 301 SE MAIN
LEES SUMMIT, MO 64063 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,596 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $168,908,000 |
| Average Mortgage Loan Amount Applied For | $160,920 |
| Highest Mortgage Loan Amount Applied For | $2,384,000 |
| Average Applicant Income | $93,580 |
| Highest Applicant Income | $836,000 |
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| Home Improvement |
187 | $4,089,000 |
$21,000 | $279,000 |
$54,000 | $151,000 |
| Home Purchase |
928 | $102,051,000 |
$109,000 | $1,000,000 |
$59,000 | $467,000 |
| Refinancing |
492 | $63,469,000 |
$129,000 | $2,384,000 |
$65,000 | $836,000 |
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| American Indian or Alaskan Native |
3 | $191,000 |
$63,000 | $125,000 |
$35,000 | $80,000 |
| Asian |
9 | $1,060,000 |
$117,000 | $220,000 |
$53,000 | $116,000 |
| Black or African American |
29 | $2,517,000 |
$86,000 | $255,000 |
$62,000 | $147,000 |
| Hispanic |
23 | $1,591,000 |
$69,000 | $193,000 |
$47,000 | $165,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $760,000 |
$190,000 | $403,000 |
$213,000 | $350,000 |
| Not applicable |
88 | $12,122,000 |
$137,000 | $2,384,000 |
$0 | $0 |
| Not Provided |
115 | $13,731,000 |
$119,000 | $1,312,000 |
$60,000 | $836,000 |
| White |
1,336 | $137,637,000 |
$103,000 | $1,000,000 |
$64,000 | $467,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,290 | $134,122,000 |
$103,000 | $2,384,000 |
$63,000 | $836,000 |
| FHA-insured (Federal Housing Administration) |
75 | $8,173,000 |
$108,000 | $196,000 |
$57,000 | $161,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
127 | $10,717,000 |
$84,000 | $176,000 |
$35,000 | $71,000 |
| VA-guaranteed (Veterans Administration) |
115 | $16,597,000 |
$144,000 | $410,000 |
$58,000 | $176,000 |
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| Application Approved But Not Accepted |
3 | $301,000 |
$100,000 | $139,000 |
$63,000 | $91,000 |
| Application Denied By Financial Institution |
117 | $9,353,000 |
$79,000 | $550,000 |
$41,000 | $300,000 |
| Application Withdrawn By Applicant |
78 | $11,306,000 |
$144,000 | $1,312,000 |
$72,000 | $836,000 |
| File Closed For Incompleteness |
17 | $2,487,000 |
$146,000 | $425,000 |
$64,000 | $153,000 |
| Loan Originated |
1,389 | $145,847,000 |
$105,000 | $2,384,000 |
$61,000 | $467,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
3 | $315,000 |
$105,000 | $160,000 |
$44,000 | $59,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST COMMUNITY BANK by:
Metropolitan Area And
County
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