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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST COMMUNITY BANK |
| Address | 720 SCHILLINGER ROAD NORTH
MOBILE, AL 36608 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 159 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,318,000 |
| Average Mortgage Loan Amount Applied For | $102,833 |
| Highest Mortgage Loan Amount Applied For | $625,000 |
| Average Applicant Income | $97,666 |
| Highest Applicant Income | $1,434,000 |
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| Home Improvement |
31 | $582,000 |
$18,000 | $96,000 |
$40,000 | $124,000 |
| Home Purchase |
80 | $7,768,000 |
$97,000 | $625,000 |
$103,000 | $1,434,000 |
| Refinancing |
48 | $3,968,000 |
$82,000 | $447,000 |
$69,000 | $482,000 |
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| American Indian or Alaskan Native |
3 | $42,000 |
$14,000 | $16,000 |
$26,000 | $40,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
22 | $1,559,000 |
$70,000 | $625,000 |
$51,000 | $304,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
17 | $1,565,000 |
$92,000 | $155,000 |
$47,000 | $482,000 |
| Not Provided |
16 | $1,732,000 |
$108,000 | $243,000 |
$54,000 | $170,000 |
| White |
101 | $7,420,000 |
$73,000 | $613,000 |
$98,000 | $1,434,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
159 | $12,318,000 |
$77,000 | $625,000 |
$80,000 | $1,434,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
29 | $1,799,000 |
$62,000 | $300,000 |
$38,000 | $103,000 |
| Application Withdrawn By Applicant |
7 | $1,150,000 |
$164,000 | $325,000 |
$90,000 | $273,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
123 | $9,369,000 |
$76,000 | $625,000 |
$90,000 | $1,434,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST COMMUNITY BANK by:
Metropolitan Area And
County
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