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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST COMMUNITY BANK OF AMERIC
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST COMMUNITY BANK OF AMERIC |
| Address | 1950 TAMIAMI TRAIL
PORT CHARLOTTE, FL 33948 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 282 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $51,388,000 |
| Average Mortgage Loan Amount Applied For | $275,687 |
| Highest Mortgage Loan Amount Applied For | $1,300,000 |
| Average Applicant Income | $133,562 |
| Highest Applicant Income | $1,122,000 |
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| Home Improvement |
6 | $635,000 |
$105,000 | $400,000 |
$98,000 | $231,000 |
| Home Purchase |
183 | $34,290,000 |
$187,000 | $1,300,000 |
$103,000 | $1,122,000 |
| Refinancing |
93 | $16,463,000 |
$177,000 | $1,000,000 |
$87,000 | $325,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $527,000 |
$175,000 | $254,000 |
$155,000 | $264,000 |
| Black or African American |
3 | $241,000 |
$80,000 | $130,000 |
$59,000 | $71,000 |
| Hispanic |
4 | $558,000 |
$139,000 | $170,000 |
$138,000 | $400,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $48,000 |
$48,000 | $48,000 |
$29,000 | $29,000 |
| Not applicable |
18 | $4,836,000 |
$268,000 | $665,000 |
$73,000 | $325,000 |
| Not Provided |
2 | $333,000 |
$166,000 | $325,000 |
$127,000 | $224,000 |
| White |
251 | $44,845,000 |
$178,000 | $1,300,000 |
$98,000 | $1,122,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
282 | $51,388,000 |
$182,000 | $1,300,000 |
$97,000 | $1,122,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
14 | $1,958,000 |
$139,000 | $400,000 |
$121,000 | $325,000 |
| Application Denied By Financial Institution |
10 | $732,000 |
$73,000 | $460,000 |
$46,000 | $158,000 |
| Application Withdrawn By Applicant |
5 | $450,000 |
$90,000 | $155,000 |
$48,000 | $104,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
253 | $48,248,000 |
$190,000 | $1,300,000 |
$99,000 | $1,122,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $8,000 |
$8,000 | $8,000 |
$31,000 | $31,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $264,000 |
$33,000 | $50,000 |
$34,000 | $75,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $460,000 |
$460,000 | $460,000 |
$158,000 | $158,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST COMMUNITY BANK OF AMERIC by:
Metropolitan Area And
County
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