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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST COMMUNITY BANK OF CEN AL
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST COMMUNITY BANK OF CEN AL |
| Address | P O BOX 1270
WETUMPKA, AL 36092 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 202 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,048,000 |
| Average Mortgage Loan Amount Applied For | $119,666 |
| Highest Mortgage Loan Amount Applied For | $2,500,000 |
| Average Applicant Income | $97,333 |
| Highest Applicant Income | $1,596,000 |
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| Home Improvement |
63 | $1,566,000 |
$24,000 | $200,000 |
$76,000 | $1,596,000 |
| Home Purchase |
88 | $8,316,000 |
$94,000 | $925,000 |
$63,000 | $906,000 |
| Refinancing |
59 | $8,561,000 |
$145,000 | $2,500,000 |
$70,000 | $776,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $144,000 |
$144,000 | $144,000 |
$55,000 | $55,000 |
| Black or African American |
12 | $413,000 |
$34,000 | $165,000 |
$42,000 | $92,000 |
| Hispanic |
1 | $122,000 |
$122,000 | $122,000 |
$23,000 | $23,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
15 | $1,760,000 |
$117,000 | $478,000 |
$8,000 | $120,000 |
| Not Provided |
1 | $220,000 |
$220,000 | $220,000 |
$90,000 | $90,000 |
| White |
180 | $15,784,000 |
$87,000 | $2,500,000 |
$76,000 | $1,596,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
206 | $17,613,000 |
$85,000 | $2,500,000 |
$69,000 | $1,596,000 |
| FHA-insured (Federal Housing Administration) |
2 | $206,000 |
$103,000 | $126,000 |
$25,000 | $36,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
2 | $624,000 |
$312,000 | $314,000 |
$110,000 | $143,000 |
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| Application Approved But Not Accepted |
18 | $2,218,000 |
$123,000 | $314,000 |
$59,000 | $143,000 |
| Application Denied By Financial Institution |
42 | $2,422,000 |
$57,000 | $260,000 |
$44,000 | $112,000 |
| Application Withdrawn By Applicant |
18 | $1,616,000 |
$89,000 | $255,000 |
$44,000 | $92,000 |
| File Closed For Incompleteness |
4 | $834,000 |
$208,000 | $310,000 |
$63,000 | $90,000 |
| Loan Originated |
128 | $11,353,000 |
$88,000 | $2,500,000 |
$82,000 | $1,596,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST COMMUNITY BANK OF CEN AL by:
Metropolitan Area And
County
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