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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST COMMUNITY BANK OF SW FL
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST COMMUNITY BANK OF SW FL |
| Address | 1565 RED CEDAR DRIVE
FORT MYERS, FL 33907 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 36 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,201,000 |
| Average Mortgage Loan Amount Applied For | $235,000 |
| Highest Mortgage Loan Amount Applied For | $1,640,000 |
| Average Applicant Income | $237,000 |
| Highest Applicant Income | $892,000 |
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| Home Improvement |
3 | $600,000 |
$200,000 | $250,000 |
$176,000 | $207,000 |
| Home Purchase |
12 | $4,015,000 |
$334,000 | $1,640,000 |
$234,000 | $892,000 |
| Refinancing |
21 | $5,586,000 |
$266,000 | $1,500,000 |
$145,000 | $809,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $1,073,000 |
$268,000 | $413,000 |
$263,000 | $322,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $175,000 |
$175,000 | $175,000 |
$87,000 | $87,000 |
| Not applicable |
5 | $3,581,000 |
$716,000 | $1,640,000 |
$0 | $0 |
| Not Provided |
7 | $1,156,000 |
$165,000 | $210,000 |
$342,000 | $892,000 |
| White |
19 | $4,216,000 |
$221,000 | $664,000 |
$150,000 | $809,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
36 | $10,201,000 |
$283,000 | $1,640,000 |
$177,000 | $892,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $652,000 |
$217,000 | $225,000 |
$87,000 | $117,000 |
| Application Denied By Financial Institution |
4 | $617,000 |
$154,000 | $243,000 |
$58,000 | $104,000 |
| Application Withdrawn By Applicant |
3 | $679,000 |
$226,000 | $255,000 |
$108,000 | $185,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
26 | $8,253,000 |
$317,000 | $1,640,000 |
$214,000 | $892,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST COMMUNITY BANK OF SW FL by:
Metropolitan Area And
County
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