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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST COMMUNITY BK OF EAST TN
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST COMMUNITY BK OF EAST TN |
| Address | P.O. BOX 1384
KINGSPORT, TN 37662 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 91 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,325,000 |
| Average Mortgage Loan Amount Applied For | $212,555 |
| Highest Mortgage Loan Amount Applied For | $482,000 |
| Average Applicant Income | $126,222 |
| Highest Applicant Income | $340,000 |
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| Home Improvement |
25 | $487,000 |
$19,000 | $127,000 |
$48,000 | $188,000 |
| Home Purchase |
23 | $3,237,000 |
$140,000 | $482,000 |
$75,000 | $340,000 |
| Refinancing |
43 | $2,601,000 |
$60,000 | $254,000 |
$69,000 | $337,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $403,000 |
$201,000 | $394,000 |
$26,000 | $42,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $264,000 |
$264,000 | $264,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
88 | $5,658,000 |
$64,000 | $482,000 |
$66,000 | $340,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
89 | $6,162,000 |
$69,000 | $482,000 |
$64,000 | $340,000 |
| FHA-insured (Federal Housing Administration) |
2 | $163,000 |
$81,000 | $108,000 |
$88,000 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $9,000 |
$9,000 | $9,000 |
$88,000 | $88,000 |
| Application Denied By Financial Institution |
5 | $623,000 |
$124,000 | $394,000 |
$45,000 | $116,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
85 | $5,693,000 |
$66,000 | $482,000 |
$66,000 | $340,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST COMMUNITY BK OF EAST TN by:
Metropolitan Area And
County
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