|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST COMMUNITY BK OF EST ARK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST COMMUNITY BK OF EST ARK |
| Address | 205 BLOCK STREET
MARION, AR 72364 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 61 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,463,000 |
| Average Mortgage Loan Amount Applied For | $95,200 |
| Highest Mortgage Loan Amount Applied For | $450,000 |
| Average Applicant Income | $103,200 |
| Highest Applicant Income | $298,000 |
|
|
|
| Home Improvement |
6 | $201,000 |
$33,000 | $80,000 |
$55,000 | $139,000 |
| Home Purchase |
29 | $2,487,000 |
$84,000 | $372,000 |
$77,000 | $298,000 |
| Refinancing |
29 | $4,089,000 |
$144,500 | $450,000 |
$79,500 | $293,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $41,000 |
$10,000 | $20,000 |
$21,000 | $43,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $244,000 |
$48,000 | $120,000 |
$53,000 | $83,000 |
| Not Provided |
1 | $140,000 |
$140,000 | $140,000 |
$82,000 | $82,000 |
| White |
54 | $6,352,000 |
$102,500 | $450,000 |
$81,500 | $298,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
64 | $6,777,000 |
$104,500 | $450,000 |
$75,500 | $298,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
2 | $269,000 |
$134,500 | $149,000 |
$76,000 | $87,000 |
| Application Denied By Financial Institution |
8 | $999,000 |
$131,000 | $332,000 |
$65,000 | $293,000 |
| Application Withdrawn By Applicant |
1 | $25,000 |
$25,000 | $25,000 |
$78,000 | $78,000 |
| File Closed For Incompleteness |
1 | $75,000 |
$75,000 | $75,000 |
$139,000 | $139,000 |
| Loan Originated |
52 | $5,409,000 |
$104,000 | $450,000 |
$72,000 | $298,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $309,000 |
$309,000 | $309,000 |
$80,000 | $80,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $686,000 |
$124,500 | $332,000 |
$64,500 | $293,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST COMMUNITY BK OF EST ARK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
