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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST COMMUNITY CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST COMMUNITY CREDIT UNION |
| Address | 1702 PARK AVE
BELOIT, WI 53511 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 62 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,118,000 |
| Average Mortgage Loan Amount Applied For | $54,333 |
| Highest Mortgage Loan Amount Applied For | $240,000 |
| Average Applicant Income | $51,000 |
| Highest Applicant Income | $120,000 |
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| Home Improvement |
17 | $330,000 |
$19,000 | $135,000 |
$45,000 | $78,000 |
| Home Purchase |
38 | $2,425,000 |
$63,000 | $150,000 |
$42,000 | $90,000 |
| Refinancing |
32 | $1,914,000 |
$59,000 | $240,000 |
$51,000 | $120,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
7 | $486,000 |
$69,000 | $150,000 |
$51,000 | $90,000 |
| Hispanic |
3 | $81,000 |
$27,000 | $62,000 |
$33,000 | $41,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
77 | $4,102,000 |
$53,000 | $240,000 |
$46,000 | $120,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
87 | $4,669,000 |
$53,000 | $240,000 |
$46,000 | $120,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $53,000 |
$26,000 | $47,000 |
$40,000 | $47,000 |
| Application Denied By Financial Institution |
20 | $1,437,000 |
$71,000 | $135,000 |
$42,000 | $67,000 |
| Application Withdrawn By Applicant |
19 | $1,473,000 |
$77,000 | $240,000 |
$46,000 | $120,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
33 | $800,000 |
$24,000 | $95,000 |
$53,000 | $105,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
13 | $906,000 |
$69,000 | $125,000 |
$34,000 | $53,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST COMMUNITY CREDIT UNION by:
Metropolitan Area And
County
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