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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST COUNTY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST COUNTY BANK |
| Address | 14-22 E HANOVER
NEW BADEN, IL 62265 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 953 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $96,011,000 |
| Average Mortgage Loan Amount Applied For | $123,000 |
| Highest Mortgage Loan Amount Applied For | $875,000 |
| Average Applicant Income | $100,545 |
| Highest Applicant Income | $700,000 |
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| Home Improvement |
160 | $8,507,000 |
$53,000 | $262,000 |
$76,000 | $700,000 |
| Home Purchase |
513 | $57,719,000 |
$112,000 | $875,000 |
$71,000 | $454,000 |
| Refinancing |
280 | $29,785,000 |
$106,000 | $750,000 |
$76,000 | $576,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $293,000 |
$146,000 | $256,000 |
$56,000 | $58,000 |
| Black or African American |
33 | $3,933,000 |
$119,000 | $875,000 |
$78,000 | $337,000 |
| Hispanic |
9 | $1,252,000 |
$139,000 | $283,000 |
$69,000 | $140,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
75 | $6,503,000 |
$86,000 | $524,000 |
$0 | $0 |
| Not Provided |
4 | $233,000 |
$58,000 | $95,000 |
$35,000 | $43,000 |
| White |
830 | $83,797,000 |
$100,000 | $750,000 |
$80,000 | $700,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
953 | $96,011,000 |
$100,000 | $875,000 |
$74,000 | $700,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
22 | $1,484,000 |
$67,000 | $273,000 |
$58,000 | $134,000 |
| Application Denied By Financial Institution |
45 | $4,544,000 |
$100,000 | $323,000 |
$56,000 | $135,000 |
| Application Withdrawn By Applicant |
36 | $4,106,000 |
$114,000 | $300,000 |
$63,000 | $154,000 |
| File Closed For Incompleteness |
2 | $160,000 |
$80,000 | $91,000 |
$46,000 | $76,000 |
| Loan Originated |
848 | $85,717,000 |
$101,000 | $875,000 |
$76,000 | $700,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST COUNTY BANK by:
Metropolitan Area And
County
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