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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST FEDERAL BANK TEXAS
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST FEDERAL BANK TEXAS |
| Address | 1200 SOUTH BECKHAM AVE.
TYLER, TX 75701 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 134 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,142,000 |
| Average Mortgage Loan Amount Applied For | $178,777 |
| Highest Mortgage Loan Amount Applied For | $1,087,000 |
| Average Applicant Income | $144,222 |
| Highest Applicant Income | $1,323,000 |
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| Home Improvement |
17 | $757,000 |
$44,000 | $98,000 |
$66,000 | $94,000 |
| Home Purchase |
98 | $22,578,000 |
$230,000 | $1,087,000 |
$176,000 | $1,323,000 |
| Refinancing |
19 | $1,807,000 |
$95,000 | $253,000 |
$109,000 | $541,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $260,000 |
$260,000 | $260,000 |
$220,000 | $220,000 |
| Black or African American |
4 | $527,000 |
$131,000 | $425,000 |
$91,000 | $164,000 |
| Hispanic |
9 | $1,141,000 |
$126,000 | $220,000 |
$117,000 | $400,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $509,000 |
$509,000 | $509,000 |
$152,000 | $152,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
119 | $22,705,000 |
$190,000 | $1,087,000 |
$157,000 | $1,323,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
134 | $25,142,000 |
$187,000 | $1,087,000 |
$153,000 | $1,323,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $442,000 |
$88,000 | $182,000 |
$60,000 | $123,000 |
| Application Withdrawn By Applicant |
30 | $6,651,000 |
$221,000 | $1,087,000 |
$149,000 | $1,323,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
99 | $18,049,000 |
$182,000 | $700,000 |
$159,000 | $1,323,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $442,000 |
$88,000 | $182,000 |
$60,000 | $123,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST FEDERAL BANK TEXAS by:
Metropolitan Area And
County
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