|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST FEDERAL OF SOUTH CAROLIN
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST FEDERAL OF SOUTH CAROLIN |
| Address | 300 ROBERTSON BLVD., P. O. BOX 1367
WALTERBORO, SC 29488 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 135 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,376,000 |
| Average Mortgage Loan Amount Applied For | $109,166 |
| Highest Mortgage Loan Amount Applied For | $791,000 |
| Average Applicant Income | $48,833 |
| Highest Applicant Income | $1,181,000 |
|
|
|
| Home Improvement |
14 | $908,000 |
$64,000 | $688,000 |
$58,000 | $280,000 |
| Home Purchase |
68 | $8,219,000 |
$120,000 | $791,000 |
$70,000 | $1,181,000 |
| Refinancing |
53 | $6,249,000 |
$117,000 | $664,000 |
$64,000 | $250,000 |
|
|
| American Indian or Alaskan Native |
1 | $200,000 |
$200,000 | $200,000 |
$28,000 | $28,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
30 | $2,716,000 |
$90,000 | $664,000 |
$45,000 | $250,000 |
| Hispanic |
3 | $208,000 |
$69,000 | $132,000 |
$28,000 | $55,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $111,000 |
$111,000 | $111,000 |
$28,000 | $28,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
100 | $12,141,000 |
$121,000 | $791,000 |
$75,000 | $1,181,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
135 | $15,376,000 |
$113,000 | $791,000 |
$66,000 | $1,181,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
31 | $2,499,000 |
$80,000 | $664,000 |
$35,000 | $250,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
104 | $12,877,000 |
$123,000 | $791,000 |
$76,000 | $1,181,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $19,000 |
$19,000 | $19,000 |
$16,000 | $16,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
24 | $1,787,000 |
$74,000 | $664,000 |
$39,000 | $250,000 |
| Debt-To-Income Ratio |
6 | $693,000 |
$115,000 | $197,000 |
$20,000 | $38,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST FEDERAL OF SOUTH CAROLIN by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
