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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST FEDERAL S&L OF GREENE CO
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST FEDERAL S&L OF GREENE CO |
| Address | 25 EAST HIGH STREET
WAYNESBURG, PA 15370 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 800 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $85,457,000 |
| Average Mortgage Loan Amount Applied For | $129,789 |
| Highest Mortgage Loan Amount Applied For | $890,000 |
| Average Applicant Income | $76,578 |
| Highest Applicant Income | $450,000 |
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| Home Improvement |
56 | $983,000 |
$17,000 | $40,000 |
$53,000 | $116,000 |
| Home Purchase |
502 | $58,859,000 |
$117,000 | $890,000 |
$69,000 | $450,000 |
| Refinancing |
242 | $25,615,000 |
$105,000 | $460,000 |
$72,000 | $348,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
6 | $1,093,000 |
$182,000 | $487,000 |
$88,000 | $196,000 |
| Black or African American |
5 | $294,000 |
$58,000 | $135,000 |
$52,000 | $79,000 |
| Hispanic |
2 | $407,000 |
$203,000 | $332,000 |
$245,000 | $450,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
787 | $83,663,000 |
$106,000 | $890,000 |
$68,000 | $376,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
741 | $84,211,000 |
$113,000 | $890,000 |
$70,000 | $450,000 |
| FHA-insured (Federal Housing Administration) |
55 | $958,000 |
$17,000 | $40,000 |
$53,000 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
4 | $288,000 |
$72,000 | $98,000 |
$60,000 | $88,000 |
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| Application Approved But Not Accepted |
17 | $1,721,000 |
$101,000 | $248,000 |
$72,000 | $162,000 |
| Application Denied By Financial Institution |
52 | $5,088,000 |
$97,000 | $410,000 |
$54,000 | $156,000 |
| Application Withdrawn By Applicant |
45 | $4,672,000 |
$103,000 | $241,000 |
$65,000 | $178,000 |
| File Closed For Incompleteness |
4 | $186,000 |
$46,000 | $104,000 |
$43,000 | $58,000 |
| Loan Originated |
682 | $73,790,000 |
$108,000 | $890,000 |
$70,000 | $450,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
12 | $1,504,000 |
$125,000 | $410,000 |
$71,000 | $156,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
23 | $1,713,000 |
$74,000 | $209,000 |
$55,000 | $131,000 |
| Debt-To-Income Ratio |
9 | $1,146,000 |
$127,000 | $362,000 |
$40,000 | $115,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
7 | $651,000 |
$93,000 | $240,000 |
$40,000 | $97,000 |
| Unverifiable Information |
1 | $74,000 |
$74,000 | $74,000 |
$31,000 | $31,000 |
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Mortgage Loan App Totals for FIRST FEDERAL S&L OF GREENE CO by:
Metropolitan Area And
County
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