|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST FEDERAL SAVINGS AND LOAN
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST FEDERAL SAVINGS AND LOAN |
| Address | 903 JACKSON AVENUE
PASCAGOULA, MS 39567 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 534 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $58,087,000 |
| Average Mortgage Loan Amount Applied For | $108,375 |
| Highest Mortgage Loan Amount Applied For | $746,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $1,659,000 |
|
|
|
| Home Improvement |
87 | $5,151,000 |
$59,000 | $350,000 |
$92,000 | $889,000 |
| Home Purchase |
306 | $38,623,000 |
$126,000 | $746,000 |
$90,000 | $1,659,000 |
| Refinancing |
141 | $14,313,000 |
$101,000 | $650,000 |
$72,000 | $550,000 |
|
|
| American Indian or Alaskan Native |
1 | $160,000 |
$160,000 | $160,000 |
$142,000 | $142,000 |
| Asian |
3 | $347,000 |
$115,000 | $193,000 |
$103,000 | $147,000 |
| Black or African American |
56 | $4,495,000 |
$80,000 | $300,000 |
$56,000 | $238,000 |
| Hispanic |
6 | $493,000 |
$82,000 | $145,000 |
$94,000 | $328,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
5 | $496,000 |
$99,000 | $150,000 |
$58,000 | $89,000 |
| White |
463 | $52,096,000 |
$112,000 | $746,000 |
$89,000 | $1,659,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
534 | $58,087,000 |
$108,000 | $746,000 |
$86,000 | $1,659,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
32 | $2,489,000 |
$77,000 | $230,000 |
$48,000 | $123,000 |
| Application Withdrawn By Applicant |
70 | $7,162,000 |
$102,000 | $390,000 |
$73,000 | $889,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
432 | $48,436,000 |
$112,000 | $746,000 |
$91,000 | $1,659,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
32 | $2,489,000 |
$77,000 | $230,000 |
$48,000 | $123,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST FEDERAL SAVINGS AND LOAN by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
