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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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FIRST FEDERAL SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST FEDERAL SAVINGS BANK |
| Address | 101 W MAIN ST
MASCOUTAH, IL 62258 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 73 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,539,000 |
| Average Mortgage Loan Amount Applied For | $95,166 |
| Highest Mortgage Loan Amount Applied For | $400,000 |
| Average Applicant Income | $59,666 |
| Highest Applicant Income | $176,000 |
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| Home Improvement |
10 | $315,000 |
$31,000 | $76,000 |
$73,000 | $120,000 |
| Home Purchase |
33 | $3,521,000 |
$106,000 | $210,000 |
$62,000 | $145,000 |
| Refinancing |
30 | $2,703,000 |
$90,000 | $400,000 |
$77,000 | $176,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $216,000 |
$108,000 | $144,000 |
$54,000 | $54,000 |
| Black or African American |
1 | $176,000 |
$176,000 | $176,000 |
$176,000 | $176,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
70 | $6,147,000 |
$87,000 | $400,000 |
$69,000 | $151,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
73 | $6,539,000 |
$89,000 | $400,000 |
$70,000 | $176,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $225,000 |
$112,000 | $140,000 |
$73,000 | $79,000 |
| Application Withdrawn By Applicant |
2 | $178,000 |
$89,000 | $89,000 |
$52,000 | $52,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
69 | $6,136,000 |
$88,000 | $400,000 |
$70,000 | $176,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $225,000 |
$112,000 | $140,000 |
$73,000 | $79,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST FEDERAL SAVINGS BANK by:
Metropolitan Area And
County
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