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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST FEDERAL SAVINGS & LOAN A
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST FEDERAL SAVINGS & LOAN A |
| Address | 140 3RD ST
MCMINNVILLE, OR 97128 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 351 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $56,088,000 |
| Average Mortgage Loan Amount Applied For | $152,500 |
| Highest Mortgage Loan Amount Applied For | $865,000 |
| Average Applicant Income | $76,800 |
| Highest Applicant Income | $459,000 |
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| Home Improvement |
62 | $2,260,000 |
$36,000 | $127,000 |
$16,000 | $95,000 |
| Home Purchase |
185 | $38,986,000 |
$210,000 | $865,000 |
$89,000 | $459,000 |
| Refinancing |
104 | $14,842,000 |
$142,000 | $550,000 |
$64,000 | $258,000 |
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| American Indian or Alaskan Native |
4 | $728,000 |
$182,000 | $305,000 |
$97,000 | $199,000 |
| Asian |
2 | $356,000 |
$178,000 | $181,000 |
$144,000 | $161,000 |
| Black or African American |
2 | $1,597,000 |
$798,000 | $865,000 |
$308,000 | $308,000 |
| Hispanic |
11 | $1,342,000 |
$122,000 | $208,000 |
$57,000 | $132,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $190,000 |
$190,000 | $190,000 |
$58,000 | $58,000 |
| Not applicable |
8 | $1,246,000 |
$155,000 | $230,000 |
$70,000 | $209,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
323 | $50,629,000 |
$156,000 | $750,000 |
$67,000 | $459,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
351 | $56,088,000 |
$159,000 | $865,000 |
$69,000 | $459,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $422,000 |
$211,000 | $221,000 |
$49,000 | $63,000 |
| Application Denied By Financial Institution |
49 | $8,880,000 |
$181,000 | $865,000 |
$68,000 | $308,000 |
| Application Withdrawn By Applicant |
48 | $8,937,000 |
$186,000 | $700,000 |
$64,000 | $259,000 |
| File Closed For Incompleteness |
1 | $750,000 |
$750,000 | $750,000 |
$150,000 | $150,000 |
| Loan Originated |
251 | $37,099,000 |
$147,000 | $738,000 |
$70,000 | $459,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
19 | $4,513,000 |
$237,000 | $865,000 |
$94,000 | $308,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
14 | $1,929,000 |
$137,000 | $400,000 |
$61,000 | $144,000 |
| Debt-To-Income Ratio |
9 | $1,705,000 |
$189,000 | $375,000 |
$60,000 | $107,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $555,000 |
$111,000 | $300,000 |
$15,000 | $50,000 |
| Unverifiable Information |
2 | $178,000 |
$89,000 | $100,000 |
$37,000 | $51,000 |
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Mortgage Loan App Totals for FIRST FEDERAL SAVINGS & LOAN A by:
Metropolitan Area And
County
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