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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST FIDELITY BANK, NA
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST FIDELITY BANK, NA |
| Address | 5101 N CLASSEN BLVD SUITE 500
OKLAHOMA CITY, OK 73118 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 401 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,724,000 |
| Average Mortgage Loan Amount Applied For | $84,650 |
| Highest Mortgage Loan Amount Applied For | $1,356,000 |
| Average Applicant Income | $79,800 |
| Highest Applicant Income | $1,200,000 |
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| Home Improvement |
186 | $4,462,000 |
$23,000 | $150,000 |
$62,000 | $272,000 |
| Home Purchase |
74 | $5,558,000 |
$75,000 | $560,000 |
$69,000 | $403,000 |
| Refinancing |
141 | $8,704,000 |
$61,000 | $1,356,000 |
$91,000 | $1,200,000 |
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| American Indian or Alaskan Native |
11 | $265,000 |
$24,000 | $58,000 |
$55,000 | $103,000 |
| Asian |
8 | $442,000 |
$55,000 | $135,000 |
$50,000 | $90,000 |
| Black or African American |
10 | $271,000 |
$27,000 | $47,000 |
$58,000 | $102,000 |
| Hispanic |
16 | $662,000 |
$41,000 | $95,000 |
$44,000 | $210,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
24 | $3,890,000 |
$162,000 | $1,356,000 |
$85,000 | $744,000 |
| Not Provided |
24 | $592,000 |
$24,000 | $100,000 |
$45,000 | $125,000 |
| White |
308 | $12,602,000 |
$40,000 | $455,000 |
$78,000 | $1,200,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
401 | $18,724,000 |
$46,000 | $1,356,000 |
$74,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
9 | $508,000 |
$56,000 | $145,000 |
$73,000 | $114,000 |
| Application Denied By Financial Institution |
89 | $2,784,000 |
$31,000 | $135,000 |
$45,000 | $144,000 |
| Application Withdrawn By Applicant |
23 | $1,235,000 |
$53,000 | $144,000 |
$68,000 | $210,000 |
| File Closed For Incompleteness |
2 | $168,000 |
$84,000 | $148,000 |
$73,000 | $79,000 |
| Loan Originated |
278 | $14,029,000 |
$50,000 | $1,356,000 |
$83,000 | $1,200,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
7 | $320,000 |
$45,000 | $120,000 |
$58,000 | $144,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
41 | $1,167,000 |
$28,000 | $100,000 |
$40,000 | $90,000 |
| Debt-To-Income Ratio |
39 | $1,259,000 |
$32,000 | $135,000 |
$47,000 | $125,000 |
| Employment History |
1 | $3,000 |
$3,000 | $3,000 |
$60,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $35,000 |
$35,000 | $35,000 |
$16,000 | $16,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST FIDELITY BANK, NA by:
Metropolitan Area And
County
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