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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST FINANCIAL CORPORATION
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST FINANCIAL CORPORATION |
| Address | 665 S WOODRUFF AVE
IDAHO FALLS, ID 83401 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2005 |
| All Data Years | 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 169 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,972,000 |
| Average Mortgage Loan Amount Applied For | $101,300 |
| Highest Mortgage Loan Amount Applied For | $375,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $186,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
118 | $12,418,000 |
$105,000 | $375,000 |
$49,000 | $186,000 |
| Refinancing |
51 | $5,554,000 |
$108,000 | $240,000 |
$59,000 | $121,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
8 | $710,000 |
$88,000 | $132,000 |
$46,000 | $96,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
15 | $1,683,000 |
$112,000 | $244,000 |
$57,000 | $98,000 |
| White |
146 | $15,579,000 |
$106,000 | $375,000 |
$52,000 | $186,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
137 | $14,676,000 |
$107,000 | $375,000 |
$56,000 | $186,000 |
| FHA-insured (Federal Housing Administration) |
27 | $2,770,000 |
$102,000 | $147,000 |
$40,000 | $74,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
5 | $526,000 |
$105,000 | $126,000 |
$42,000 | $74,000 |
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| Application Approved But Not Accepted |
1 | $117,000 |
$117,000 | $117,000 |
$31,000 | $31,000 |
| Application Denied By Financial Institution |
30 | $3,091,000 |
$103,000 | $244,000 |
$44,000 | $83,000 |
| Application Withdrawn By Applicant |
24 | $2,557,000 |
$106,000 | $238,000 |
$50,000 | $82,000 |
| File Closed For Incompleteness |
2 | $167,000 |
$83,000 | $89,000 |
$27,000 | $30,000 |
| Loan Originated |
111 | $11,876,000 |
$106,000 | $375,000 |
$58,000 | $186,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $164,000 |
$164,000 | $164,000 |
$80,000 | $80,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $621,000 |
$103,000 | $152,000 |
$53,000 | $80,000 |
| Debt-To-Income Ratio |
5 | $513,000 |
$102,000 | $149,000 |
$44,000 | $83,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
6 | $673,000 |
$112,000 | $162,000 |
$45,000 | $80,000 |
| Unverifiable Information |
1 | $141,000 |
$141,000 | $141,000 |
$47,000 | $47,000 |
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Mortgage Loan App Totals for FIRST FINANCIAL CORPORATION by:
Metropolitan Area And
County
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