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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST HAWAIIAN BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST HAWAIIAN BANK |
| Address | 2339 KAMEHAMEHA HWY
HONOLULU, HI 96819 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,823 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $622,149,000 |
| Average Mortgage Loan Amount Applied For | $510,600 |
| Highest Mortgage Loan Amount Applied For | $3,500,000 |
| Average Applicant Income | $142,800 |
| Highest Applicant Income | $3,828,000 |
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| Home Improvement |
294 | $88,304,000 |
$300,000 | $3,000,000 |
$88,000 | $2,163,000 |
| Home Purchase |
674 | $291,491,000 |
$432,000 | $3,000,000 |
$186,000 | $3,828,000 |
| Refinancing |
855 | $242,354,000 |
$283,000 | $3,500,000 |
$81,000 | $1,316,000 |
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| American Indian or Alaskan Native |
9 | $1,977,000 |
$219,000 | $400,000 |
$89,000 | $176,000 |
| Asian |
647 | $198,279,000 |
$306,000 | $2,000,000 |
$107,000 | $1,962,000 |
| Black or African American |
14 | $3,320,000 |
$237,000 | $476,000 |
$70,000 | $139,000 |
| Hispanic |
43 | $12,822,000 |
$298,000 | $1,720,000 |
$121,000 | $1,752,000 |
| Native Hawaiin or Other Pacific Islander |
157 | $46,094,000 |
$293,000 | $2,386,000 |
$87,000 | $1,316,000 |
| Not applicable |
80 | $48,009,000 |
$600,000 | $3,500,000 |
$28,000 | $1,900,000 |
| Not Provided |
384 | $145,026,000 |
$377,000 | $3,000,000 |
$135,000 | $2,578,000 |
| White |
489 | $166,622,000 |
$340,000 | $2,196,000 |
$157,000 | $3,828,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,814 | $620,112,000 |
$341,000 | $3,500,000 |
$121,000 | $3,828,000 |
| FHA-insured (Federal Housing Administration) |
8 | $1,777,000 |
$222,000 | $344,000 |
$71,000 | $132,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $260,000 |
$260,000 | $260,000 |
$53,000 | $53,000 |
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| Application Approved But Not Accepted |
26 | $8,471,000 |
$325,000 | $1,000,000 |
$106,000 | $401,000 |
| Application Denied By Financial Institution |
102 | $36,078,000 |
$353,000 | $2,196,000 |
$154,000 | $2,413,000 |
| Application Withdrawn By Applicant |
276 | $105,779,000 |
$383,000 | $2,150,000 |
$136,000 | $907,000 |
| File Closed For Incompleteness |
25 | $10,437,000 |
$417,000 | $1,320,000 |
$122,000 | $676,000 |
| Loan Originated |
1,394 | $461,384,000 |
$330,000 | $3,500,000 |
$116,000 | $3,828,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
25 | $11,344,000 |
$453,000 | $2,196,000 |
$191,000 | $2,163,000 |
| Credit Application Incomplete |
1 | $265,000 |
$265,000 | $265,000 |
$0 | $0 |
| Credit History |
21 | $6,128,000 |
$291,000 | $1,050,000 |
$168,000 | $1,940,000 |
| Debt-To-Income Ratio |
37 | $9,949,000 |
$268,000 | $850,000 |
$72,000 | $140,000 |
| Employment History |
1 | $440,000 |
$440,000 | $440,000 |
$78,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $1,079,000 |
$359,000 | $626,000 |
$318,000 | $846,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
11 | $4,593,000 |
$417,000 | $1,125,000 |
$293,000 | $2,413,000 |
| Unverifiable Information |
3 | $2,280,000 |
$760,000 | $1,720,000 |
$148,000 | $313,000 |
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Mortgage Loan App Totals for FIRST HAWAIIAN BANK by:
Metropolitan Area And
County
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