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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST HOME BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST HOME BANK |
| Address | 9190 SEMINOLE BLVD
SEMINOLE, FL 33772 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 36 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,702,000 |
| Average Mortgage Loan Amount Applied For | $251,750 |
| Highest Mortgage Loan Amount Applied For | $1,100,000 |
| Average Applicant Income | $42,000 |
| Highest Applicant Income | $605,000 |
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| Home Improvement |
5 | $207,000 |
$41,000 | $80,000 |
$61,000 | $88,000 |
| Home Purchase |
19 | $3,160,000 |
$166,000 | $400,000 |
$67,000 | $605,000 |
| Refinancing |
14 | $3,565,000 |
$254,000 | $1,100,000 |
$28,000 | $135,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $150,000 |
$150,000 | $150,000 |
$46,000 | $46,000 |
| Hispanic |
1 | $120,000 |
$120,000 | $120,000 |
$27,000 | $27,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $3,284,000 |
$364,000 | $1,100,000 |
$0 | $0 |
| Not Provided |
1 | $150,000 |
$150,000 | $150,000 |
$124,000 | $124,000 |
| White |
26 | $3,228,000 |
$124,000 | $350,000 |
$68,000 | $605,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
38 | $6,932,000 |
$182,000 | $1,100,000 |
$52,000 | $605,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $1,782,000 |
$254,000 | $1,100,000 |
$38,000 | $124,000 |
| Application Withdrawn By Applicant |
7 | $688,000 |
$98,000 | $184,000 |
$21,000 | $65,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
24 | $4,462,000 |
$185,000 | $682,000 |
$65,000 | $605,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $1,250,000 |
$625,000 | $1,100,000 |
$62,000 | $124,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $532,000 |
$106,000 | $150,000 |
$29,000 | $46,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST HOME BANK by:
Metropolitan Area And
County
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