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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST HOUSTON MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST HOUSTON MORTGAGE |
| Address | 1990 POST OAK BLVD. SUITE 770
HOUSTON, TX 77056 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,284 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $311,079,000 |
| Average Mortgage Loan Amount Applied For | $332,210 |
| Highest Mortgage Loan Amount Applied For | $1,850,000 |
| Average Applicant Income | $161,457 |
| Highest Applicant Income | $2,253,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
1,058 | $216,178,000 |
$204,000 | $1,400,000 |
$138,000 | $2,253,000 |
| Refinancing |
304 | $101,488,000 |
$333,000 | $1,850,000 |
$132,000 | $598,000 |
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| American Indian or Alaskan Native |
8 | $1,699,000 |
$212,000 | $531,000 |
$76,000 | $137,000 |
| Asian |
72 | $17,610,000 |
$244,000 | $1,181,000 |
$141,000 | $427,000 |
| Black or African American |
23 | $6,325,000 |
$275,000 | $1,350,000 |
$132,000 | $382,000 |
| Hispanic |
210 | $35,379,000 |
$168,000 | $1,000,000 |
$88,000 | $606,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $1,571,000 |
$392,000 | $690,000 |
$98,000 | $168,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
134 | $27,831,000 |
$207,000 | $1,000,000 |
$116,000 | $696,000 |
| White |
911 | $227,251,000 |
$249,000 | $1,850,000 |
$152,000 | $2,253,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,287 | $309,686,000 |
$240,000 | $1,850,000 |
$142,000 | $2,253,000 |
| FHA-insured (Federal Housing Administration) |
64 | $6,398,000 |
$99,000 | $399,000 |
$47,000 | $248,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $180,000 |
$180,000 | $180,000 |
$74,000 | $74,000 |
| VA-guaranteed (Veterans Administration) |
10 | $1,402,000 |
$140,000 | $700,000 |
$40,000 | $167,000 |
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| Application Approved But Not Accepted |
30 | $8,186,000 |
$272,000 | $1,540,000 |
$233,000 | $696,000 |
| Application Denied By Financial Institution |
27 | $3,692,000 |
$136,000 | $627,000 |
$73,000 | $360,000 |
| Application Withdrawn By Applicant |
10 | $1,444,000 |
$144,000 | $400,000 |
$95,000 | $180,000 |
| File Closed For Incompleteness |
45 | $6,769,000 |
$150,000 | $790,000 |
$73,000 | $168,000 |
| Loan Originated |
1,172 | $290,988,000 |
$248,000 | $1,850,000 |
$146,000 | $2,253,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
78 | $6,587,000 |
$84,000 | $237,000 |
$33,000 | $90,000 |
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| Collateral |
4 | $1,717,000 |
$429,000 | $627,000 |
$181,000 | $360,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
13 | $931,000 |
$71,000 | $110,000 |
$30,000 | $96,000 |
| Debt-To-Income Ratio |
4 | $272,000 |
$68,000 | $79,000 |
$22,000 | $26,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
82 | $7,140,000 |
$87,000 | $252,000 |
$39,000 | $162,000 |
| Unverifiable Information |
2 | $219,000 |
$109,000 | $125,000 |
$48,000 | $50,000 |
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Mortgage Loan App Totals for FIRST HOUSTON MORTGAGE by:
Metropolitan Area And
County
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