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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST INTEGRITY MORTGAGE SERVI
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST INTEGRITY MORTGAGE SERVI |
| Address | 77 WESTPORT PLAZA, STE. 200
SAINT LOUIS, MO 63146 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 864 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $118,864,000 |
| Average Mortgage Loan Amount Applied For | $135,608 |
| Highest Mortgage Loan Amount Applied For | $720,000 |
| Average Applicant Income | $85,130 |
| Highest Applicant Income | $467,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
589 | $77,215,000 |
$131,000 | $700,000 |
$70,000 | $423,000 |
| Refinancing |
277 | $41,970,000 |
$151,000 | $720,000 |
$78,000 | $467,000 |
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| American Indian or Alaskan Native |
2 | $215,000 |
$107,000 | $172,000 |
$87,000 | $87,000 |
| Asian |
9 | $1,403,000 |
$155,000 | $276,000 |
$116,000 | $138,000 |
| Black or African American |
39 | $4,569,000 |
$117,000 | $388,000 |
$52,000 | $160,000 |
| Hispanic |
7 | $841,000 |
$120,000 | $216,000 |
$92,000 | $237,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $662,000 |
$165,000 | $400,000 |
$128,000 | $158,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
8 | $1,187,000 |
$148,000 | $344,000 |
$79,000 | $120,000 |
| White |
797 | $110,308,000 |
$138,000 | $720,000 |
$73,000 | $467,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
784 | $106,496,000 |
$135,000 | $720,000 |
$74,000 | $467,000 |
| FHA-insured (Federal Housing Administration) |
62 | $8,639,000 |
$139,000 | $217,000 |
$57,000 | $157,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
20 | $4,050,000 |
$202,000 | $362,000 |
$52,000 | $120,000 |
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| Application Approved But Not Accepted |
12 | $1,520,000 |
$126,000 | $256,000 |
$75,000 | $136,000 |
| Application Denied By Financial Institution |
24 | $3,795,000 |
$158,000 | $417,000 |
$66,000 | $180,000 |
| Application Withdrawn By Applicant |
77 | $10,105,000 |
$131,000 | $375,000 |
$74,000 | $183,000 |
| File Closed For Incompleteness |
9 | $1,536,000 |
$170,000 | $352,000 |
$81,000 | $160,000 |
| Loan Originated |
742 | $101,935,000 |
$137,000 | $720,000 |
$73,000 | $467,000 |
| Loan Purchased By The Institution |
1 | $102,000 |
$102,000 | $102,000 |
$91,000 | $91,000 |
| Preapproval Approved but not Accepted |
1 | $192,000 |
$192,000 | $192,000 |
$83,000 | $83,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $669,000 |
$167,000 | $234,000 |
$75,000 | $110,000 |
| Credit Application Incomplete |
1 | $99,000 |
$99,000 | $99,000 |
$43,000 | $43,000 |
| Credit History |
5 | $655,000 |
$131,000 | $221,000 |
$43,000 | $72,000 |
| Debt-To-Income Ratio |
6 | $1,191,000 |
$198,000 | $388,000 |
$54,000 | $91,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $130,000 |
$130,000 | $130,000 |
$180,000 | $180,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $636,000 |
$159,000 | $417,000 |
$79,000 | $127,000 |
| Unverifiable Information |
1 | $75,000 |
$75,000 | $75,000 |
$39,000 | $39,000 |
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Mortgage Loan App Totals for FIRST INTEGRITY MORTGAGE SERVI by:
Metropolitan Area And
County
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