|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST KANSAS BANK & TRUST
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST KANSAS BANK & TRUST |
| Address | P.O. BOX 67
GARDNER, KS 66030 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 59 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,479,000 |
| Average Mortgage Loan Amount Applied For | $125,000 |
| Highest Mortgage Loan Amount Applied For | $2,168,000 |
| Average Applicant Income | $79,800 |
| Highest Applicant Income | $300,000 |
|
|
|
| Home Improvement |
6 | $88,000 |
$14,000 | $60,000 |
$69,000 | $115,000 |
| Home Purchase |
23 | $2,566,000 |
$111,000 | $400,000 |
$59,000 | $160,000 |
| Refinancing |
30 | $6,825,000 |
$227,000 | $2,168,000 |
$91,000 | $300,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $25,000 |
$25,000 | $25,000 |
$46,000 | $46,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $62,000 |
$31,000 | $32,000 |
$33,000 | $38,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $3,148,000 |
$393,000 | $2,168,000 |
$0 | $0 |
| Not Provided |
1 | $138,000 |
$138,000 | $138,000 |
$82,000 | $82,000 |
| White |
47 | $6,106,000 |
$129,000 | $943,000 |
$92,000 | $300,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
59 | $9,479,000 |
$160,000 | $2,168,000 |
$76,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
9 | $1,014,000 |
$112,000 | $490,000 |
$61,000 | $155,000 |
| Application Withdrawn By Applicant |
3 | $518,000 |
$172,000 | $400,000 |
$116,000 | $160,000 |
| File Closed For Incompleteness |
1 | $138,000 |
$138,000 | $138,000 |
$82,000 | $82,000 |
| Loan Originated |
46 | $7,809,000 |
$169,000 | $2,168,000 |
$76,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
2 | $545,000 |
$272,000 | $490,000 |
$91,000 | $155,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $192,000 |
$64,000 | $140,000 |
$50,000 | $67,000 |
| Debt-To-Income Ratio |
4 | $277,000 |
$69,000 | $121,000 |
$55,000 | $87,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST KANSAS BANK & TRUST by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
