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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST KANSAS FEDERAL SAVINGS
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST KANSAS FEDERAL SAVINGS |
| Address | 600 MAIN STREET, PO BOX 9
OSAWATOMIE, KS 66064 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 273 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $34,274,000 |
| Average Mortgage Loan Amount Applied For | $116,777 |
| Highest Mortgage Loan Amount Applied For | $835,000 |
| Average Applicant Income | $68,833 |
| Highest Applicant Income | $3,692,000 |
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| Home Improvement (one-to-four family) |
7 | $52,000 |
$7,000 | $15,000 |
$30,000 | $83,000 |
| Home Purchase (one-to-four family) |
98 | $13,761,000 |
$139,000 | $735,000 |
$72,500 | $3,692,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
168 | $20,461,000 |
$146,500 | $835,000 |
$87,000 | $478,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
2 | $351,000 |
$175,500 | $224,000 |
$127,000 | $201,000 |
| Hispanic |
2 | $434,000 |
$217,000 | $399,000 |
$137,000 | $249,000 |
| Information not provided by applicant in mail or telephone application |
2 | $438,000 |
$219,000 | $284,000 |
$126,500 | $144,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
267 | $33,051,000 |
$139,500 | $835,000 |
$75,000 | $3,692,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
273 | $34,274,000 |
$141,500 | $835,000 |
$79,500 | $3,692,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $78,000 |
$78,000 | $78,000 |
$39,000 | $39,000 |
| Application Denied By Financial Institution |
12 | $984,000 |
$67,000 | $290,000 |
$28,500 | $90,000 |
| Application Withdrawn By Applicant |
10 | $817,000 |
$93,500 | $139,000 |
$77,500 | $166,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
158 | $12,949,000 |
$133,000 | $835,000 |
$71,500 | $339,000 |
| Loan Purchased By The Institution |
92 | $19,446,000 |
$198,000 | $735,000 |
$110,000 | $3,692,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
10 | $894,000 |
$71,500 | $290,000 |
$32,500 | $90,000 |
| Debt-To-Income Ratio |
2 | $90,000 |
$45,000 | $55,000 |
$19,000 | $27,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST KANSAS FEDERAL SAVINGS by:
Metropolitan Area And
County
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