|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST KENSINGTON BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST KENSINGTON BANK |
| Address | 13246 NORTH DALE MABRY HWY.
TAMPA, FL 33624 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 32 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,001,000 |
| Average Mortgage Loan Amount Applied For | $337,500 |
| Highest Mortgage Loan Amount Applied For | $1,300,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $324,000 |
|
|
|
| Home Improvement |
7 | $500,000 |
$71,000 | $270,000 |
$34,000 | $91,000 |
| Home Purchase |
20 | $6,477,000 |
$234,500 | $1,300,000 |
$71,000 | $324,000 |
| Refinancing |
5 | $2,024,000 |
$404,000 | $1,000,000 |
$102,000 | $171,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $264,000 |
$264,000 | $264,000 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $1,585,000 |
$317,000 | $690,000 |
$0 | $0 |
| Not Provided |
1 | $425,000 |
$425,000 | $425,000 |
$0 | $0 |
| White |
25 | $6,727,000 |
$205,000 | $1,300,000 |
$83,500 | $324,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
32 | $9,001,000 |
$210,500 | $1,300,000 |
$76,500 | $324,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $24,000 |
$24,000 | $24,000 |
$49,000 | $49,000 |
| Application Denied By Financial Institution |
4 | $2,155,000 |
$538,000 | $1,020,000 |
$82,000 | $171,000 |
| Application Withdrawn By Applicant |
5 | $1,383,000 |
$276,000 | $425,000 |
$28,000 | $89,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
22 | $5,439,000 |
$194,000 | $1,300,000 |
$79,500 | $324,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $13,000 |
$13,000 | $13,000 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $1,020,000 |
$1,020,000 | $1,020,000 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $122,000 |
$122,000 | $122,000 |
$160,000 | $160,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $1,000,000 |
$1,000,000 | $1,000,000 |
$171,000 | $171,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST KENSINGTON BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
