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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST KENSINGTON BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST KENSINGTON BANK |
| Address | 13246 NORTH DALE MABRY HWY. TAMPA, FL 33624 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 24 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,998,000 |
| Average Mortgage Loan Amount Applied For | $376,333 |
| Highest Mortgage Loan Amount Applied For | $2,500,000 |
| Average Applicant Income | $51,166 |
| Highest Applicant Income | $386,000 |
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| Home Improvement |
5 | $222,000 |
$44,000 | $100,000 |
$67,000 | $125,000 |
| Home Purchase |
13 | $7,442,000 |
$572,000 | $2,500,000 |
$77,000 | $386,000 |
| Refinancing |
6 | $1,334,000 |
$222,000 | $525,000 |
$42,000 | $147,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $152,000 |
$152,000 | $152,000 |
$94,000 | $94,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $212,000 |
$106,000 | $162,000 |
$22,000 | $45,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $4,821,000 |
$803,000 | $2,500,000 |
$88,000 | $386,000 |
| Not Provided |
1 | $100,000 |
$100,000 | $100,000 |
$0 | $0 |
| White |
14 | $3,713,000 |
$265,000 | $880,000 |
$66,000 | $374,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
24 | $8,998,000 |
$374,000 | $2,500,000 |
$66,000 | $386,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
6 | $1,090,000 |
$181,000 | $528,000 |
$14,000 | $55,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
18 | $7,908,000 |
$439,000 | $2,500,000 |
$84,000 | $386,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST KENSINGTON BANK by:
Metropolitan Area And
County
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