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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST MIDWEST BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST MIDWEST BANK |
| Address | 3310 W 49TH STREET
SIOUX FALLS, SD 57106 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 51 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,883,000 |
| Average Mortgage Loan Amount Applied For | $88,333 |
| Highest Mortgage Loan Amount Applied For | $825,000 |
| Average Applicant Income | $52,333 |
| Highest Applicant Income | $366,000 |
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| Home Improvement |
7 | $369,000 |
$52,000 | $200,000 |
$39,000 | $100,000 |
| Home Purchase |
38 | $6,238,000 |
$164,000 | $825,000 |
$105,000 | $900,000 |
| Refinancing |
38 | $4,874,000 |
$128,000 | $700,000 |
$64,000 | $250,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $150,000 |
$150,000 | $150,000 |
$33,000 | $33,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $1,304,000 |
$260,000 | $552,000 |
$0 | $0 |
| Not Provided |
12 | $2,867,000 |
$238,000 | $700,000 |
$114,000 | $444,000 |
| White |
65 | $7,160,000 |
$110,000 | $825,000 |
$82,000 | $900,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
82 | $11,431,000 |
$139,000 | $825,000 |
$81,000 | $900,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $50,000 |
$50,000 | $50,000 |
$50,000 | $50,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $1,105,000 |
$157,000 | $225,000 |
$55,000 | $107,000 |
| Application Denied By Financial Institution |
9 | $963,000 |
$107,000 | $194,000 |
$41,000 | $91,000 |
| Application Withdrawn By Applicant |
3 | $428,000 |
$142,000 | $205,000 |
$74,000 | $85,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
53 | $7,575,000 |
$142,000 | $825,000 |
$99,000 | $900,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
11 | $1,410,000 |
$128,000 | $320,000 |
$43,000 | $88,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST MIDWEST BANK by:
Metropolitan Area And
County
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