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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST MORTGAGE COMPANY, INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST MORTGAGE COMPANY, INC |
| Address | 7670 W. EMERALD STREET BOISE, ID 83704 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 103 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,124,000 |
| Average Mortgage Loan Amount Applied For | $147,272 |
| Highest Mortgage Loan Amount Applied For | $385,000 |
| Average Applicant Income | $80,818 |
| Highest Applicant Income | $333,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
49 | $8,792,000 |
$179,000 | $385,000 |
$83,000 | $178,000 |
| Refinancing |
56 | $5,603,000 |
$100,000 | $315,000 |
$83,000 | $333,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $461,000 |
$153,000 | $192,000 |
$69,000 | $75,000 |
| Hispanic |
2 | $322,000 |
$161,000 | $172,000 |
$54,000 | $61,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
100 | $13,612,000 |
$136,000 | $385,000 |
$84,000 | $333,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
92 | $11,701,000 |
$127,000 | $360,000 |
$84,000 | $333,000 |
| FHA-insured (Federal Housing Administration) |
7 | $1,233,000 |
$176,000 | $203,000 |
$71,000 | $97,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $119,000 |
$119,000 | $119,000 |
$42,000 | $42,000 |
| VA-guaranteed (Veterans Administration) |
5 | $1,342,000 |
$268,000 | $385,000 |
$100,000 | $178,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $175,000 |
$175,000 | $175,000 |
$97,000 | $97,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
104 | $14,220,000 |
$136,000 | $385,000 |
$83,000 | $333,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $175,000 |
$175,000 | $175,000 |
$97,000 | $97,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST MORTGAGE COMPANY, INC by:
Metropolitan Area And
County
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