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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST MUTUAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST MUTUAL BANK |
| Address | 400 108TH AVENUE NE
BELLEVUE, WA 98004 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,311 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $389,113,000 |
| Average Mortgage Loan Amount Applied For | $250,325 |
| Highest Mortgage Loan Amount Applied For | $3,000,000 |
| Average Applicant Income | $103,732 |
| Highest Applicant Income | $1,846,000 |
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| Home Improvement |
22 | $740,000 |
$33,000 | $113,000 |
$81,000 | $216,000 |
| Home Purchase |
988 | $321,634,000 |
$325,000 | $3,000,000 |
$116,000 | $1,846,000 |
| Refinancing |
301 | $66,739,000 |
$221,000 | $1,920,000 |
$83,000 | $982,000 |
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| American Indian or Alaskan Native |
9 | $1,475,000 |
$163,000 | $260,000 |
$64,000 | $108,000 |
| Asian |
39 | $11,311,000 |
$290,000 | $817,000 |
$191,000 | $780,000 |
| Black or African American |
23 | $7,817,000 |
$339,000 | $800,000 |
$169,000 | $978,000 |
| Hispanic |
53 | $8,415,000 |
$158,000 | $648,000 |
$76,000 | $996,000 |
| Native Hawaiin or Other Pacific Islander |
8 | $1,818,000 |
$227,000 | $542,000 |
$85,000 | $143,000 |
| Not applicable |
46 | $18,469,000 |
$401,000 | $2,445,000 |
$1,000 | $50,000 |
| Not Provided |
67 | $23,760,000 |
$354,000 | $1,600,000 |
$110,000 | $818,000 |
| White |
1,066 | $316,048,000 |
$296,000 | $3,000,000 |
$110,000 | $1,846,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,311 | $389,113,000 |
$296,000 | $3,000,000 |
$108,000 | $1,846,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
254 | $76,892,000 |
$302,000 | $2,000,000 |
$133,000 | $1,846,000 |
| Application Denied By Financial Institution |
432 | $139,907,000 |
$323,000 | $3,000,000 |
$104,000 | $978,000 |
| Application Withdrawn By Applicant |
23 | $7,782,000 |
$338,000 | $1,250,000 |
$102,000 | $532,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
563 | $157,593,000 |
$279,000 | $2,445,000 |
$104,000 | $1,155,000 |
| Loan Purchased By The Institution |
39 | $6,939,000 |
$177,000 | $330,000 |
$60,000 | $206,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
44 | $11,035,000 |
$250,000 | $760,000 |
$116,000 | $346,000 |
| Credit Application Incomplete |
51 | $18,705,000 |
$366,000 | $1,920,000 |
$120,000 | $384,000 |
| Credit History |
65 | $16,941,000 |
$260,000 | $1,275,000 |
$103,000 | $978,000 |
| Debt-To-Income Ratio |
78 | $28,395,000 |
$364,000 | $1,800,000 |
$74,000 | $324,000 |
| Employment History |
24 | $10,166,000 |
$423,000 | $3,000,000 |
$117,000 | $809,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
62 | $18,598,000 |
$299,000 | $1,260,000 |
$83,000 | $266,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
80 | $26,734,000 |
$334,000 | $1,000,000 |
$120,000 | $364,000 |
| Unverifiable Information |
25 | $8,401,000 |
$336,000 | $900,000 |
$147,000 | $301,000 |
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Mortgage Loan App Totals for FIRST MUTUAL BANK by:
Metropolitan Area And
County
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